Northumberland County property record for 331 S Apple St, Mount Carmel, PA 17851
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.016 acres (720 sqft) |
| Owner | Company Name on File |
| Last Sale | $20,000 (Nov 2022) |
| Tax Bill | $391 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-03-003-225 |
| Primary APN | 006-03-003-225 |
|---|
| Lot Area | 720 sqft (0.016 acres) |
|---|---|
| Lot Dimensions | 60 ft deep x 12 ft wide |
| Street Address | 331 S APPLE ST |
|---|---|
| City | MOUNT CARMEL |
| State | PA |
| Zip | 17851-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 X 60 |
| Legal Subdivision | MOUNT CARMEL BOROUGH |
| Jurisdiction | NORTHUMBERLAND PA |
| Township / Civil Division | MOUNT CARMEL |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 81000 |
331 S Apple St is owned by a company that bought it in November 2022.
Source: Northumberland County records, as of August 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 472 LOCUST LN, CATAWISSA, PA 17820-8247 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Aug 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Jun 2, 2023 | Deed of Trust, Mortgage · Line of Credit MEMBERS CHOICE FINANCIAL CU |
| Nov 16, 2022 | Executor's Deed, Transfer HOMETOWN ABSTRACT AND R/E SERVICES, HOMETOWN ABSTRACT & RE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on File |
| Deed Sale | Nov 16, 2022 · Amount on File |
| Deed Document Number | 202218511 |
| Deed Book / Page | 3224 / 45 |
| Prior Transfer Date | Dec 23, 2008 |
| Prior Transfer Doc | 002118/748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Recording Date | Aug 11, 2026 |
| Property Address | 331 S APPLE ST, MOUNT CARMEL, PA 17851-2114 |
| Document Number | 0000011757 |
| Book / Page | 3500 / 291 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202611757 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT & REAL EST |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000011757, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 3500/291 |
| Instrument | 202611757 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.55% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Recording Date | Aug 11, 2026 |
| Property Address | 331 S APPLE ST, MOUNT CARMEL, PA 17851-2114 |
| Document Number | 0000011759 |
| Book / Page | 3500 / 333 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202611759 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT & REAL EST |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 472 LOCUST LN, CATAWISSA, PA 17820-8247 |
| Document Number | 0000011759, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 3500/333 |
| Instrument | 202611759 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Property Address | 331 S APPLE ST, MOUNT CARMEL, PA 17851-2114 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003261/939 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 3261/939 |
| Instrument | 202307904 |
| Name | MEMBERS CHOICE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | DANVILLE, PA 17821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Recording Date | Nov 16, 2022 |
| Property Address | 331 S APPLE ST, MOUNT CARMEL, PA 17851-2114 |
| Document Number | 0003224/45 |
| Book / Page | 3224 / 45 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 202218511 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | HOMETOWN ABSTRACT AND R/E SERVICES, HOMETOWN ABSTRACT & RE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 472 LOCUST LN, CATAWISSA, PA 17820-8247 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 331 S Apple St was $391, up 1.6% from the year before.
Source: Northumberland County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Northumberland County |
| Municipality | Mount Carmel Borough |
| Unified School District | Mount Carmel Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391.00 (+1.56%) | $2,950 (-) Land $70 Building $2,880 | |
| 2025 | $385.00 (+7.24%) | $2,950 (-) Land $70 Building $2,880 | |
| 2024 | $359.00 | $2,950 (-) Land $70 Building $2,880 | |
| 2023 | $359.00 | $2,950 Land $70 Building $2,880 | |
| 1972 | $2,950 Land $70 Building $2,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 331 S Apple St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 S Apple St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable · Fiber in parts of the area | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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