331 S 3rd St, Richmond, IN 47374 Property Records

Wayne County property record for 331 S 3rd St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,408 sqft · built 1838
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$67,500 (May 2009)
Tax Bill	$873 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-43197-00`

Property Details

APN / Parcel Number

Primary APN	`029-43197-00`
Alternative APNs	`89-18-05-230-311.000-030` `500523031100029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	112 sqft
Unfinished Basement	112 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1838
Effective Year Built	Effective 1955
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500523031100029
Street Address	331 S 3RD ST
City	RICHMOND
State	IN
Zip	47374-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 S S LOT 173 J S
Legal Subdivision	RICHMOND
Legal Lot Number	173
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3012
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Richmond Historic District (Boundary Increase and Decrease) listed 2003 · 559 contributing resources · NRIS 03001319

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

331 S 3rd St is owned and occupied by an individual who acquired it in August 2017.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	331 S 3RD ST, RICHMOND, IN 47374-5403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage RIVER VALLEY CU
Sep 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage RIVER VALLEY CU
Sep 20, 2017	Intrafamily Transfer, Transfer ROYAL TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2009 · Amount on File
Deed Sale	May 12, 2009 · Amount on File
Deed Document Number	20094629
Last Transfer Date	Aug 20, 2017
Transfer Doc	0000007685
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	331 S 3RD ST, RICHMOND, IN 47374-5403
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017007946
Date	Sep 28, 2017
Instrument	2017007946

Lender

Name	RIVER VALLEY CU
Type	Credit Union
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE IN
Recording Date	Sep 20, 2017
Property Address	331 S 3RD ST, RICHMOND, IN 47374-5403
Document Number	2017007685
Instrument Date	Aug 20, 2017
Instrument	2017007685
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	ROYAL TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 S 3RD ST, RICHMOND, IN 47374-5403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 S 3RD ST, RICHMOND, IN 47374-5403

Mortgage

Document Number	2017007686
Date	Sep 20, 2017
Instrument	2017007686

Lender

Name	RIVER VALLEY CU
Type	Credit Union
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE IN
Recording Date	Sep 20, 2017
Property Address	331 S 3RD ST, RICHMOND, IN 47374-5403
Document Number	2017007685
Instrument Date	Aug 20, 2017
Instrument	2017007685
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	ROYAL TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 S 3RD ST, 331, RICHMOND, IN 47374-5403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 S 3RD ST, RICHMOND, IN 47374-5403

Tax Assessment & Valuation

The 2025 property tax bill for 331 S 3rd St was $873, up 4.6% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$873.00 (+4.55%)	$97,000 Land $11,300 Building $85,700	$97,000 Land $11,300 Building $85,700
2024	$835.00
2023		$73,500 (-1.21%) Land $8,400 Building $65,100	$73,500 (-1.21%) Land $8,400 Building $65,100
2022	$743.00 Homeowner's exemption	$74,400 Land $8,400 Building $66,000	$74,400 Land $8,400 Building $66,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 S 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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