331 Roberta Rd SW, Concord, NC 28027 Property Records

Cabarrus County property record for 331 Roberta Rd SW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,195 sqft · built 1968
Lot Size0.34 acres (14,850 sqft)
OwnerIndividual Name on Record
Tax Bill$1,860 (2023)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5529 04 6842

Property Details

APN / Parcel Number

Primary APN5529 04 6842
Alternative APNs
  • 11040 0031.600000
  • 4207000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,195 sqft Living Area
1st Floor Area1,195 sqft
SunroomSunroom
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,850 sqft
Lot Dimensions165 ft deep x 90 ft wide
Garage TypeCarport
CarportCarport
DrivewayDriveway
Driveway Area650 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area452 sqft
PorchOpen Porch
Porch Area57 sqft
Patio Area360 sqft
FenceFence
Storage Building81 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number4207000
Street Address331 ROBERTA RD SW
CityCONCORD
StateNC
Zip28027-7310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionKINGFIELD LT 3 BLK C
Legal SubdivisionROBERTA RDG SUB PH 1 MAP 3
Legal BlockC
Legal Lot Number3
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group3
Census Block3009
Census Tract42000

Owner

Source: Cabarrus County records, as of July 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address331 ROBERTA RD SW, CONCORD, NC 28027-7310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

February 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateFeb 14, 2020
Property Address331 ROBERTA RD SW, CONCORD, NC 28027-7310
Document Number14003168
Book / Page014003 / 000168
Instrument DateFeb 13, 2020
Instrument4634
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 MELON COLONY AVE SW CONCORD NC 280270262, CONCORD, NC 28027-0262

Mortgage

Document Number14003170
DateFeb 14, 2020
Book Page014003/000170
Instrument4635
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,860.00$152,470 Land $42,000 Building $110,470$152,470 Land $42,000 Building $110,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims8 (2008–2020)
Claims Outside the SFHA6 of 8
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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