331 River Road Cir, Saluda, VA 23149 Property Records

Middlesex County property record for 331 River Road Cir, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,182 sqft · built 2003
Lot Size	0.559 acres (24,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,720 (Oct 2019)
Tax Bill	$1,723 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36A 1 40`

Property Details

APN / Parcel Number

Primary APN	`36A 1 40`
Alternative APN	`9046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
Gross Area	3,630 sqft
1st Floor Area	2,182 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,357 sqft (0.559 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	336 sqft
Patio Area	78 sqft
Shed	1 Shed
Shed Area	160 sqft
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9046
Street Address	331 RIVER ROAD CIR
City	SALUDA
State	VA
Zip	23149-3093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	DEER CHASE LOT 40 & 41 D105-319 174-289 234-224 359-388 P359-391 D360-173 D11-1172 D19-1732
Legal Subdivision	DEER CHASE PARK
Legal Lot Number	40,41
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1026
Census Tract	951000

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 RIVER ROAD CIR, SALUDA, VA 23149-3093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Mar 21, 2018	Deed of Trust, Mortgage · VA Mortgage CHOU TEAM REALTY INC
Oct 22, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Jul 26, 2011 · Amount on Record
Deed Document Number	20191732
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	0000001732
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	331 RIVER ROAD CIR, SALUDA, VA 23149-3093
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE OF LANCASTER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000434
Date	Mar 16, 2020
Instrument	200000434

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	331 RIVER ROAD CIR, SALUDA, VA 23149-3093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000825
Date	Mar 21, 2018
Instrument	180000825

Lender

Name	CHOU TEAM REALTY INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Oct 22, 2019
Property Address	331 RIVER ROAD CIR, SALUDA, VA 23149-3093
Document Number	190001732
Instrument Date	Sep 23, 2019
Instrument	190001732
Transaction Type	Foreclosure
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,723.00	$282,500 (-) Land $42,000 Building $240,500	$282,500 (-) Land $42,000 Building $240,500
2025	$1,723.00	$282,500 (-) Land $42,000 Building $240,500	$282,500 (-) Land $42,000 Building $240,500
2023	$1,723.00	$282,500 Land $42,000 Building $240,500	$282,500 Land $42,000 Building $240,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (2001–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 4 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Road Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures