331 River Bluff Cir, Oconomowoc, WI 53066 Property Records

Waukesha County property record for 331 River Bluff Cir, Oconomowoc, WI 53066

Property Summary

Property Type	Single Family Home
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Last Sale	$608,000 (Jul 2021)
Tax Bill	$8,092 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2003 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OCOC-0559-230`

Property Details

APN / Parcel Number

Primary APN	`OCOC-0559-230`

Exterior

Lot Area	59,242 sqft

Location & Zoning

Street Address	331 RIVER BLUFF CIR
City	OCONOMOWOC
State	WI
Zip	53066-3480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 OCONOMOWOC RIVER BLUFF & 1/80TH INTEREST IN OUTLOTS 1 & 4-6 PT SW1/4 SEC 32 & PT SE1/4 SEC 31 T8N R17E & PT NW1/4 SEC 5 & PT NE1/4 SEC 6 T7N R17E
Legal Range	17E
Legal Township	8N
Legal Section	31
Legal Subdivision	OCONOMOWOC RIVER BLUFF
Legal Lot Number	27
Jurisdiction	WAUKESHA WI
Township / Civil Division	OCONOMOWOC
Census Block Group	1
Census Block	1014
Census Tract	204202

Owner

331 River Bluff Cir is owned and occupied by two individuals who bought it in July 2021.

Source: Waukesha County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	331 RIVER BLUFF CIR, OCONOMOWOC, WI 53066-3480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage GREAT MIDWEST BANK SSB
Dec 23, 2003	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN MUTUAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Nov 15, 1999 · Amount on File
Deed Document Number	20214604472
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Jul 28, 2021
Property Address	331 RIVER BLUFF CIR, OCONOMOWOC, WI 53066-3480
Document Number	0004604472
Instrument Date	Jul 1, 2021
Instrument	4604472
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,824.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 RIVER BLUFF CIR, OCONOMOWOC, WI 53066-3480

Mortgage

Document Number	0004604473
Date	Jul 28, 2021
Instrument	4604473

Lender

Name	GREAT MIDWEST BANK SSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2003: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	331 RIVER BLUFF CIR, OCONOMOWOC, WI 53066-3480
Document Number	0004345760
Instrument Date	Dec 23, 2003
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	0004345760
Date	Jun 20, 2018
Instrument	4345760

Lender

Name	NORTHWESTERN MUTUAL CU
Type	Credit Union
Address	MILWAUKEE, WI 53202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 331 River Bluff Cir was $8,092.

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Oconomowoc City
Unified School District	Oconomowoc Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,092.00	$780,700 Land $110,400 Building $670,300	$792,200
2023	$7,885.00 Homeowner's exemption	$701,100 Land $110,400 Building $590,700	$731,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 River Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 River Bluff Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONOMOWOC WATERWORKS serves 15,805 people · EPA ID WI2680227
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx.

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