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331 Riding Ridge Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 331 Riding Ridge Rd, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,878 sqft · built 1988
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on File
Last Sale$624,000 (Aug 2024)
Tax Bill$8,185 (2025)
Deeds & MortgagesAug 2019 Mortgage
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN06-405-90053132

Property Details

APN / Parcel Number

Primary APN06-405-90053132
Alternative APNs
  • 6-405-90053132
  • 40590053132

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,878 sqft Living Area
Gross Area3,601 sqft
1st Floor Area1,064 sqft
Basement Area750 sqft
Finished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.224 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area271 sqft
Deck Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number40590053132
Street Address331 RIDING RIDGE RD
CityANNAPOLIS
StateMD
Zip21403-1653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 121 SCS 3A 3B 4A HUNT MEADOW
Legal SubdivisionHUNT MEADOW
Legal Block2
Legal Lot Number121
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2000
Census Tract702601

Owner

331 Riding Ridge Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address331 RIDING RIDGE RD, ANNAPOLIS, MD 21403-1653
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jul 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2024 · Amount on File
Deed SaleAug 6, 2024 · Amount on File
Prior SaleAug 17, 2012 · Amount on File
Deed Book / Page40629 / 118
Prior Transfer DateAug 15, 2019
Prior Transfer Doc0334850167
Record UpdatedOct 29, 2026

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateAug 21, 2019
Property Address331 RIDING RIDGE RD, ANNAPOLIS, MD 21403-1653
Document Number0334850167
Book / Page33485 / 167
Map ReferenceMB 109 FO 29
Instrument DateAug 15, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address331 RIDING RIDGE RD, ANNAPOLIS, MD 21403-1653

Mortgage

Document Number33485172
DateAug 21, 2019
Instrument33485/172
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateJul 12, 2019
Property Address331 RIDING RIDGE RD, ANNAPOLIS, MD 21403-1653
Document Number0333340002
Book / Page033334 / 000002
Instrument DateJul 1, 2019
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 RIDING RIDGE RD ANNAPOLIS MD 214031653, ANNAPOLIS, MD 21403-1653

Tax Assessment & Valuation

The 2025 property tax bill for 331 Riding Ridge Rd was $8,185, up 6.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$600,400 (+5.11%) Land $245,100 Building $355,300$600,400 (-) Land $245,100 Building $355,300
2025$8,185.00 (+6.6%)$571,233$600,400 Land $245,100 Building $355,300
2024$7,678.00 (+4.25%)
2023$7,365.00 Homeowner's exemption$512,900 Land $245,100 Building $267,800$512,900 Land $245,100 Building $267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Riding Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2006–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Riding Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

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