331 Ridgeway Rd, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 331 Ridgeway Rd, Lexington, KY 40502

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,476 sqft · built 1926
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,000 (Jul 2022)
Tax Bill	$10,779 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2022 Sale + 1 more
APN	`11634700`

Property Details

APN / Parcel Number

Primary APN	`11634700`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,476 sqft Living Area
1st Floor Area	878 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	331 RIDGEWAY RD
City	LEXINGTON
State	KY
Zip	40502-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	E-380+ ASHLAND PARK NO 4 LOT 120 121; BOOK: 3770 PAGE: 664
Legal Subdivision	ASHLAND PARK NO 4
Legal Block	N
Legal Lot Number	120-121
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2009
Census Tract	600

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed, Transfer · Stand-Alone First Mortgage UNIVERSITY OF KENTUCKY FEDERAL CRED
Jul 18, 2022	Deed, Transfer
Aug 5, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Jul 18, 2022 · Amount on Record
Deed Document Number	2022211
Deed Book / Page	3955 / 377
Prior Transfer Date	May 18, 2022
Prior Transfer Doc	003955/377
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 18, 2022
Property Address	331 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Document Number	003955/373
Book / Page	3955 / 373
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000482172
Date	Jul 18, 2022
Instrument	482/172

Lender

Name	UNIVERSITY OF KENTUCKY FEDERAL CRED

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 18, 2022
Property Address	331 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Document Number	003955/377
Book / Page	3955 / 377
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Aug 5, 2020
Property Address	331 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Document Number	003770/664
Book / Page	3770 / 664
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,779.00 (+1.88%)	$855,600 (-)	$855,600 (-)
2025	$10,580.00 (+14.23%)	$855,600 (+14.23%)	$855,600 (+14.23%)
2023	$9,262.00	$749,000	$749,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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