Warren County property record for 331 Ridgeview Ln, Maineville, OH 45039
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,277 sqft · built 2001 |
| Lot Size | 1.31 acres (57,264 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Aug 2000) |
| Tax Bill | $9,011 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit May 2021 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-06-335-011-0 |
| Primary APN | 16-06-335-011-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,277 sqft Living Area |
| Gross Area | 5,196 sqft |
| 1st Floor Area | 1,707 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 57,264 sqft (1.31 acres) |
| Garage Type | Attached |
| Garage Area | 751 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 356 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2808101 |
|---|---|
| Street Address | 331 RIDGEVIEW LN |
| City | MAINEVILLE |
| State | OH |
| Zip | 45039-8410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERS BND.GF.CL.7 LOT 121 |
| Legal Subdivision | RIVERS BND.GF.CL.7 |
| Legal Block | 101 |
| Legal Lot Number | 121 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 32203 |
Source: Warren County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CREDIT UNION INC |
| Mar 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Jun 20, 2019 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK FSB |
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 29, 2019 | Deed of Trust, Mortgage · ARM UNION SAVINGS BANK |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 11, 2021 | Transfer on Death Deed, Transfer |
| Jun 11, 2021 | Transfer on Death Deed, Transfer |
| Jan 10, 2017 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2000 · Amount on Record |
| Deed Sale | Aug 7, 2000 · Amount on Record |
| Last Transfer Date | Jun 11, 2021 |
| Transfer Doc | 2021027187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Oct 8, 2026 |
| Property Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Document Number | 0000028611 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 202628611 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Document Number | 0000028611, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 202628611 |
| Name | KEMBA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 28, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000023991 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021-023991 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Jun 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 2.99% |
| Max Rate At Change | 4.99% |
| Index | 1-Year LIBOR |
| Max Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005772 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 2019-005772 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016281 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 2019-016281 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | MAINEVILLE, OH 45039 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 9, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000024251 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 2019-024251 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000024630 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 2019-024630 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000039003 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020-039003 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Oct 1, 2049 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 11, 2021 |
| Property Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Document Number | 2021027187 |
| Map Reference | MB 49 PG 62&63 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021-027187 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Investor | Possibly a Property Investor |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 11, 2021 |
| Property Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Document Number | 0000027187 |
| Map Reference | MB 49 PG 62&63 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021-027187 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 331 RIDGEVIEW LN, MAINEVILLE, OH 45039-8410 |
| Document Number | 0000002794 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 331 RIDGEVIEW LN MAINEVILLE OH 450398410, MAINEVILLE, OH 45039-8410 |
| Document Number | 0000002794 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 2794 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Hamilton Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,011.00 (-1.88%) | $174,740 (+19.43%) Land $38,500 Building $136,240 | $499,270 (+19.43%) Land $110,000 Building $389,270 |
| 2024 | $9,184.00 (+7.5%) | ||
| 2023 | $8,543.00 (+3.71%) Homeowner's exemption | $146,314 (-) Land $32,627 Building $113,687 | |
| 2022 | $8,237.00 Homeowner's exemption | $146,314 Land $32,627 Building $113,687 | $418,040 (-) Land $93,220 Building $324,820 |
| 2021 | $418,040 Land $93,220 Building $324,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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