Montgomery County property record for 331 Reserve Gate Ter, Sandy Spring, MD 20905
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,636 sqft · built 2005 |
| Lot Size | 0.385 acres (16,764 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $747,350 (Mar 2016) |
| Tax Bill | $12,636 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-03396575 |
| Primary APN | 08-03396575 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,636 sqft Living Area |
| Gross Area | 5,371 sqft |
| 1st Floor Area | 2,318 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,764 sqft (0.385 acres) |
| Garage Type | Attached |
| Garage Area | 735 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03396575 |
|---|---|
| Street Address | 331 RESERVE GATE TER |
| City | SANDY SPRING |
| State | MD |
| Zip | 20905-5040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | THE RESERVE AT ASHTON |
| Legal Subdivision | BROOKE GROVE |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 701316 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 331 RESERVE GATE TER, SANDY SPRING, MD 20905-5040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2016 · Amount on Record |
| Deed Sale | Mar 23, 2016 · Amount on Record |
| Prior Sale | Jul 5, 2005 · Amount on Record |
| Deed Book / Page | 51810 / 19 |
| Prior Transfer Date | Feb 29, 2016 |
| Prior Transfer Doc | 0518100019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 331 RESERVE GATE TER, SANDY SPRING, MD 20905-5040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 331 RESERVE GATE TER, SANDY SPRING, MD 20905-5040 |
| Document Number | 0637520279 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 63752/279 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2051 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,094,600 (+5.4%) Land $255,200 Building $839,400 | $1,094,600 (-) Land $255,200 Building $839,400 | |
| 2025 | $12,636.00 (+27.47%) | $1,038,500 (+12.11%) | $1,094,600 (+18.17%) Land $255,200 Building $839,400 |
| 2023 | $926,300 Land $255,200 Building $671,100 | $926,300 Land $255,200 Building $671,100 | |
| 2022 | $9,913.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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