331 Portage Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 331 Portage Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,388 sqft · built 1900
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,500 (Mar 2024)
Tax Bill	$6,063 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-112-012-00`

Property Details

APN / Parcel Number

Primary APN	`051-112-012-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,388 sqft Living Area
1st Floor Area	1,784 sqft
Basement Area	1,784 sqft
Unfinished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	200 ft deep x 115 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	331 PORTAGE AVE
City	THREE RIVERS
State	MI
Zip	49093-1461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 2 & SWLY 15 FT OF LOT 3 BLK 51. BOWMAN'S ADD. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	51
Legal Lot Number	2,3
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	3
Census Block	3002
Census Tract	40100

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 PORTAGE AVE, THREE RIVERS, MI 49093-1461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 5, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 8, 2020	Warranty Deed, Transfer TITLE RESOURCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	May 5, 2023 · Amount on Record
Deed Document Number	20241506
Prior Transfer Date	Oct 30, 2012
Prior Transfer Doc	01679/0080
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 8, 2024
Property Address	331 PORTAGE AVE, THREE RIVERS, MI 49093-1461
Document Number	2024001506
Map Reference	LB 28 PG 103
Instrument Date	Mar 1, 2024
Instrument	2024001506
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,968.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67899 S MAIN ST, RICHMOND, MI 48062-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5336 REDWOOD BLVD, BATTLE CREEK, MI 49015-7146

Mortgage

Document Number	2024001507
Date	Mar 8, 2024
Instrument	2024001507

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 5, 2023
Property Address	331 PORTAGE AVE, THREE RIVERS, MI 49093-1461
Document Number	2023003535
Map Reference	LB 28 PG 103
Instrument Date	May 4, 2023
Instrument	2023003535
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1,927.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 PORTAGE AVE, THREE RIVERS, MI 49093-1461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21015 MEADOWLARK ST, FARMINGTON, MI 48336-5061

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 8, 2020
Property Address	331 PORTAGE AVE, THREE RIVERS, MI 49093-1461
Document Number	2020005311
Map Reference	LB 28 PG 103
Instrument Date	Aug 25, 2020
Instrument	2020005311
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 PORTAGE AVE, 331, THREE RIVERS, MI 49093-1461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 W DEVOY DR, ANAHEIM, CA 92804-3909

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,800 (+7.55%) Land $9,000 Building $134,800	$287,600 (+7.55%) Land $18,000 Building $269,600
2025	$6,063.00 (+58.97%) Homeowner's exemption	$133,700 (+45.33%) Land $9,100 Building $124,600	$267,400 (+45.33%) Land $18,200 Building $249,200
2023		$92,000 Land $5,200 Building $86,800	$184,000 Land $10,400 Building $173,600
2022	$3,814.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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