Kenton County property record for 331 Pike St, Covington, KY 41011
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | built 1870 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $195,000 (Nov 2018) |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2018 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-13-005.00 |
| Primary APN | 054-22-13-005.00 |
|---|
| Total Rooms | 11 Rooms |
|---|---|
| Units | 5 Units |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 331 PIKE ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-4805 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | WALKER & WINSTON PT LOTS 4-5-11 25.29' SS PIKE 135.7' E LEE (PARCELS 1 THRU 4 IN C4039,229 LESS LOTS 12 & 13 W & W |
| Legal Subdivision | WALKER & WINSTON |
| Legal Lot Number | 4,5 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 60700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 232 BERRY ST, COVINGTON, KY 41011-3010 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GENERAL ELECTRIC CU |
| Nov 5, 2018 | Warranty Deed, Transfer · Line of Credit REPUBLIC BK&TR |
| Jul 31, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2018 · Amount on Record |
| Deed Sale | Nov 5, 2018 · Amount on Record |
| Prior Sale | Nov 8, 2004 · Amount on Record |
| Deed Document Number | 201811 05 059 00153 |
| Deed Book / Page | 6538 / 335 |
| Prior Transfer Date | Jul 30, 2018 |
| Prior Transfer Doc | 0005900075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 331 PIKE ST, COVINGTON, KY 41011-4805 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 331 PIKE ST, COVINGTON, KY 41011-4805 |
| Document Number | 0005900306 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 313/869 |
| Instrument | 21121305900306 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Dec 8, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 5, 2018 |
| Property Address | 331 PIKE ST, COVINGTON, KY 41011-4805 |
| Document Number | 0000000153 |
| Book / Page | 0C6538 / 000335 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 153 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7854 CASTLEWOOD LN BURLINGTON KY 410059415, BURLINGTON, KY 41005-9415 |
| Document Number | 155 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 0C6538/000341 |
| Instrument | 155 |
| Name | REPUBLIC BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 4, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 161, |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 0C6539/000006 |
| Instrument | 161 |
| Name | MARGO L GRUBBS |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 4, 2023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 31, 2018 |
| Property Address | 331 PIKE ST, COVINGTON, KY 41011-4805 |
| Document Number | 0000000075 |
| Book / Page | 0C6465 / 000232 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 75 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 327 PIKE ST COVINGTON KY 410112264, COVINGTON, KY 41011-2264 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,000 (-) Land $26,000 Building $169,000 | $195,000 (-) Land $26,000 Building $169,000 | |
| 2025 | $2,583.00 (-0.54%) | $195,000 (-) Land $26,000 Building $169,000 | $195,000 (-) Land $26,000 Building $169,000 |
| 2023 | $2,597.00 | $195,000 Land $26,000 Building $169,000 | $195,000 Land $26,000 Building $169,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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