Carteret County property record for 331 Pearson Cir, Newport, NC 28570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,743 sqft · built 2000 |
| Lot Size | 0.611 acres (26,615 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $785,000 (Aug 2020) |
| Tax Bill | $3,503 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 6315.02.87.6915000 |
| Primary APN | 6315.02.87.6915000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,743 sqft Heated Area |
| Gross Area | 3,277 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,615 sqft (0.611 acres) |
| Lot Dimensions | 359 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 105 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 10511161 |
|---|---|
| Street Address | 331 PEARSON CIR |
| City | NEWPORT |
| State | NC |
| Zip | 28570-5017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15M |
| Legal Description | L50 J W PEARSON |
| Legal Subdivision | PEARSON |
| Legal Block | 87 |
| Legal Lot Number | 50 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970804 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 331 PEARSON CIR, NEWPORT, NC 28570-5017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 26, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Aug 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2020 · Amount on Record |
| Deed Sale | Aug 7, 2020 · Amount on Record |
| Prior Sale | Mar 22, 2001 |
| Deed Document Number | 20201682169 |
| Deed Book / Page | 1682 / 169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 331 PEARSON CIR, NEWPORT, NC 28570-5017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0018100090 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | 1810/90 |
| Instrument | 1810090 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 7, 2020 |
| Property Address | 331 PEARSON CIR, NEWPORT, NC 28570-5017 |
| Document Number | 0016820169 |
| Book / Page | 1682 / 169 |
| Map Reference | MB 3 PG 115 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 1682169 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 EASTCHESTER DR, 303, MOREHEAD CITY, NC 28557-9698 |
| Name | Verified Name |
|---|---|
| Address | 331 PEARSON CIR, NEWPORT, NC 28570-5017 |
| Document Number | 1682170 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 1682-170 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,116,691 (-) Land $360,990 Building $755,701 | $1,116,691 (-) Land $360,990 Building $755,701 | |
| 2025 | $3,503.00 (+50.86%) | $1,116,691 (+112.91%) Land $360,990 Building $755,701 | $1,116,691 (+112.91%) Land $360,990 Building $755,701 |
| 2023 | $524,495 Land $135,088 Building $389,407 | $524,495 Land $135,088 Building $389,407 | |
| 2022 | $2,322.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 128 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 140 (1994–2024) |
| Claims Outside the SFHA | 24 of 140 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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