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331 Pearl St, Cary, IL 60013 Property Records

McHenry County property record for 331 Pearl St, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,162 sqft · built 1987
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Mar 2010)
Deeds & MortgagesFeb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN20-18-206-005

Property Details

APN / Parcel Number

Primary APN20-18-206-005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,162 sqft
Gross Area3,170 sqft
1st Floor Area1,038 sqft
2nd Floor Area1,124 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleVictorian
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft
Lot Dimensions132 ft deep x 70 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address331 PEARL ST
CityCARY
StateIL
Zip60013-2264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0005208 LT 32 HILLHURST SUB UNIT 1
Legal Range09E
Legal Township43N
Legal Section18
Legal SubdivisionHILLHURST
Legal Block206
Legal Lot Number32
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1023
Census Tract871307

Owner

331 Pearl St is owned and occupied by an individual who acquired it in February 2019.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address331 PEARL ST, CARY, IL 60013-2264
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2010 · Amount on File
Deed SaleMar 31, 2010 · Amount on File
Prior SaleMar 31, 2010 · Amount on File
Deed Document Number0000014330
Last Transfer DateFeb 27, 2019
Transfer Doc0000005208
Record UpdatedJun 7, 2026

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateFeb 27, 2019
Property Address331 PEARL ST, CARY, IL 60013-2264
Document Number0000005208
Instrument DateFeb 21, 2019
Instrument5208
Transaction TypeTransfer
Record UpdatedMar 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 PEARL ST CARY IL 600132264, CARY, IL 60013-2264

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$113,282 Land $22,076 Building $91,206$339,846 Land $66,228 Building $273,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 331 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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