331 Paula Dr, Pineville, KY 40977 Property Records

Bell County property record for 331 Paula Dr, Pineville, KY 40977

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,156 sqft
Owner	2 Individual Names on File
Last Sale	$73,238 (May 1990)
Tax Bill	$700 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076-00-00-042.00`

Property Details

APN / Parcel Number

Primary APN	`076-00-00-042.00`
Alternative APNs	`12604` `15893`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,156 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15893
Street Address	331 PAULA DR
City	PINEVILLE
State	KY
Zip	40977-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 TRACTS PAUL ELLIOTT SUB
Legal Subdivision	PAUL ELLIOTT SUB
Jurisdiction	BELL KY
Township / Civil Division	PINEVILLE
Census Block Group	1
Census Block	1024
Census Tract	960300

Owner

331 Paula Dr is owned and occupied by two individuals who bought it in May 1990.

Source: Bell County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	331 PAULA DR, PINEVILLE, KY 40977-9521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1990 · Amount on File
Deed Sale	May 1, 1990 · Amount on File
Deed Document Number	0000260829
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Recording Date	Jul 21, 2026
Property Address	331 PAULA DR, PINEVILLE, KY 40977-9521
Document Number	0000295084
Book / Page	408 / 444
Instrument Date	Jul 16, 2026
Instrument	2026295084
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 PAULA DR, PINEVILLE, KY 40977-9521

Mortgage

Document Number	0000295084,
Date	Jul 21, 2026
Book Page	408/444
Instrument	2026295084

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	331 PAULA DR, PINEVILLE, KY 40977-9521
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M375/334
Date	Sep 10, 2021
Book Page	M375/334
Instrument	188159

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 331 Paula Dr was $700 with a homeowner's exemption.

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$700.00 Homeowner's exemption	$107,800 Land $107,800	$107,800 Land $107,800
2023	$718.00 Homeowner's exemption	$107,800	$107,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Paula Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	20 (1984–2025)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 4 claims Severe Storms And Flooding, Mar 2002 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Paula Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 82% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEVILLE WATER SYSTEM serves 16,573 people · EPA ID KY0070353
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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