Horry County property record for 331 Palm Ter Loop, Conway, SC 29526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,417 sqft · built 2021 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $274,000 (Sep 2023) |
| Tax Bill | $3,436 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 366-16-02-0043 |
| Primary APN | 366-16-02-0043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,417 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 331 PALM TERRACE LOOP |
|---|---|
| City | CONWAY |
| State | SC |
| Zip | 29526-8655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JESSICA LAKES EAST PH 2; LOT 98 |
| Legal Subdivision | JESSICA LAKES EAST PH 2 |
| Legal Lot Number | 98 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | CONWAY EAST |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 60403 |
331 Palm Ter Loop is owned and occupied by an individual who bought it in September 2023.
Source: Horry County records, as of February 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 331 PALM TERRACE LOOP, CONWAY, SC 29526-8655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Apr 15, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on File |
| Deed Sale | Sep 18, 2023 · Amount on File |
| Prior Sale | Apr 15, 2021 · Amount on File |
| Deed Document Number | 0047233361 |
| Deed Book / Page | 4723 / 3361 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 18, 2023 |
| Property Address | 331 PALM TERRACE LOOP, CONWAY, SC 29526-8655 |
| Document Number | 0047233361 |
| Book / Page | 4723 / 3361 |
| Instrument Date | Sep 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10.14 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 PALM TERRACE LOOP, CONWAY, SC 29526-8655 |
| Document Number | 67140000003103 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 0000006714/0000003103 |
| Name | SYNOVUS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Apr 15, 2021 |
| Property Address | 331 PALM TERRACE LOOP, CONWAY, SC 29526-8655 |
| Document Number | 0044090867 |
| Book / Page | 4409 / 867 |
| Instrument Date | Apr 15, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 PALM TERRACE LOOP, CONWAY, SC 29526-8655 |
| Document Number | 63720000002074 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 0000006372/0000002074 |
| Name | GUARANTEED RATE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 331 Palm Ter Loop was $3,436.
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,436.00 | $277,571 (-) Land $70,000 Building $207,571 | |
| 2024 | $3,436.00 | $16,654 (+659.07%) Land $4,200 Building $12,454 | $277,571 (+659.01%) Land $70,000 Building $207,571 |
| 2023 | $3,436.00 | $2,194 Land $2,194 | $36,570 Land $36,570 |
| 2021 | $261.00 | $2,194 Land $2,194 | $36,570 Land $36,570 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 331 Palm Ter Loop in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 89 (1987–2024) |
| Claims Outside the SFHA | 4 of 89 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Palm Ter Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONWAY serves 27,005 people · EPA ID SC2610008 |
|---|---|
| Water Source | Purchased surface water from GRAND STRAND W&SA/BULL CREEK |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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