331 Pablo Rd, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 331 Pablo Rd, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	7 bd · 7.5 ba · 8,403 sqft · built 2018
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$8,750,000 (Dec 2025)
Tax Bill	$43,182 (2025)
Deeds & Mortgages	Dec 2025 Sale Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`059560-0000`

Property Details

APN / Parcel Number

Primary APN	`059560-0000`

Interior

Bedrooms	7 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	37 Plumbing Fixtures
Stories	2 Stories
Building Area	8,403 sqft Living Area
Gross Area	10,169 sqft
1st Floor Area	4,441 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	155 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	1,250 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	264 sqft
Porch	Finished Screened Porch
Porch Area	552 sqft
Deck Area	Deck Area
Patio Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	331 PABLO RD
City	PONTE VEDRA BEACH
State	FL
Zip	32082-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	10-106 PONTE VEDRA LOT 5 BLK 68 OR4242/1586 &4242/1589 & 4242/1595(Q/C) &4242/1617 &242/1620
Legal Range	29E
Legal Township	03S
Legal Section	22
Legal Subdivision	PONTE VEDRA BLOCKS 64, 65 AND 68
Legal Tract	D
Legal Block	68
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	1
Census Block	1007
Census Tract	20710

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 PABLO RD, PONTE VEDRA BEACH, FL 32082-1807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Warranty Deed, Transfer GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST
Sep 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Feb 20, 2017	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Jul 25, 2018	Loan Modification, Mortgage HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Aug 19, 2016
Deed Document Number	2025100206
Deed Book / Page	6270 / 1946
Prior Transfer Date	Aug 15, 2016
Prior Transfer Doc	0042421595
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 10, 2025
Property Address	331 PABLO RD, PONTE VEDRA BEACH, FL 32082-1807
Document Number	0062701946
Book / Page	6270 / 1946
Map Reference	MB 10 PG 105-107
Instrument Date	Dec 10, 2025
Instrument	2025100206
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Tax	$61,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3730 RICHMOND ST, JACKSONVILLE, FL 32205-9426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 PABLO RD, PONTE VEDRA BEACH, FL 32082-1807

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	331 PABLO RD, PONTE VEDRA BEACH, FL 32082-1807
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 PABLO RD, PONTE VEDRA BEACH, FL 32082-1807

Mortgage

Document Number	0056321024
Date	Sep 12, 2022
Book Page	5632/1024
Instrument	2022087147

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	331 PABLO RD, PONTE VEDRA BEACH, FL 32082-1807
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043321915
Date	Feb 20, 2017
Book Page	4332/1915
Instrument	2017011928

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	2.87%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	331 PABLO RD, PONTE VEDRA BEACH, FL 32082-1807
Document Number	0046020728
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	331 PABLO ROAD PONTE PONTE VEDRA BEACH FL 32082, PONTE VEDRA BEACH, FL 32082

Mortgage

Document Number	0046020728
Date	Aug 24, 2018
Book Page	004602/000728
Instrument	61795

Lender

Name	HANCOCK WHITNEY BK
Address	2285 LAKESHORE DR # 45THFL, NEW ORLEANS, LA 70122-3533

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,076,846 (+92.11%)	$6,113,147 (-2.62%) Land $1,750,000 Building $4,363,147
2025	$43,182.00 (+10.56%) Homeowner's exemption	$3,163,152 (+2.9%)	$6,277,542 (+9.39%) Land $1,750,000 Building $4,527,542
2024	$39,056.00 (+1.81%) Homeowner's exemption	$3,074,006 (+3%)	$5,738,644 (+12.25%) Land $1,700,000 Building $4,038,644
2023	$38,361.00 (+2.07%) Homeowner's exemption	$2,984,472 (+3%)	$5,112,227 (+11.45%) Land $1,675,000 Building $3,437,227
2022	$37,584.00 Homeowner's exemption	$2,897,546	$4,586,843 Land $1,344,000 Building $3,242,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 469 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	543 units insured incl. 74 condo units
Nearby Flood Claims	89 (1979–2023)
Claims Outside the SFHA	47 of 89
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 24 claims Hurricane Matthew, Oct 2016 · 20 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: PONTE VEDRA GRID private · serves 5,395 people · EPA ID FL2550908
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-PONTE VEDRA WS
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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