331 Otis Ave, Downers Grove, IL 60515 Property Records

DuPage County property record for 331 Otis Ave, Downers Grove, IL 60515

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,242 sqft · built 1970
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$352,000 (Jan 2022)
Tax Bill	$5,782 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-04-302-008`

Property Details

APN / Parcel Number

Primary APN	`09-04-302-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,817 sqft
1st Floor Area	1,242 sqft
Basement Area	575 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	331 OTIS AVE
City	DOWNERS GROVE
State	IL
Zip	60515-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CARROLLS OTIS AVE RESUB
Legal Subdivision	CARROLLS OTIS AVE RESUB
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	DOWNERS GROVE
Census Block Group	3
Census Block	3011
Census Tract	844801

Owner

331 Otis Ave is owned and occupied by two individuals who bought it in January 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	331 OTIS AVE, DOWNERS GROVE, IL 60515-3114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Deed Document Number	20222052
Prior Transfer Date	Mar 16, 2010
Prior Transfer Doc	0000098084
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Jan 6, 2022
Property Address	331 OTIS AVE, DOWNERS GROVE, IL 60515-3114
Document Number	0000002052
Map Reference	DOC 43071
Instrument Date	Dec 17, 2021
Instrument	R2022-002052
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	331 OTIS AVE, DOWNERS GROVE, IL 60515-3114

Mortgage

Document Number	0000002053
Date	Jan 6, 2022
Instrument	R2022-002053

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 331 Otis Ave was $5,782 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Downers Grove Township
Municipality	Downers Grove Village
Elementary School District	Downers Grove Grade School District 58 (PK - 08)
Secondary School District	Community High School District 99 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,782.00	$110,073 Land $48,792 Building $61,281	$330,219 Land $146,376 Building $183,843
2022	$4,761.00 Homeowner's exemption	$86,910 Land $39,930 Building $46,980	$260,730 Land $119,790 Building $140,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 331 Otis Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Otis Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNERS GROVE serves 49,425 people · EPA ID IL0430300
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20