331 Oswald Pl, Vauxhall, NJ 07088 Property Records

Union County and Union Township property record for 331 Oswald Pl, Vauxhall, NJ 07088

Property Summary

Property Type	Single Family Home
Details	1,469 sqft · built 2006
Lot Size	0.068 acres (2,940 sqft)
Owner	2 Individual Names on File
Last Sale	$330,900 (Jan 2020)
Tax Bill	$9,982 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-05811-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`19-05811-0000-00007`
Alternative APN	`190581100007`

Interior

Stories	2 Stories
Building Area	1,469 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	2,940 sqft (0.068 acres)
Lot Dimensions	70 ft deep x 42 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	331 OSWALD PL
City	VAUXHALL
State	NJ
Zip	07088-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NEWARK/HILL
Legal Block	5811
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2001
Census Tract	32800

Owner

331 Oswald Pl is owned and occupied by two individuals who bought it in January 2020.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	331 OSWALD PL, VAUXHALL, NJ 07088-1324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 30, 2020	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 15, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2020 · Amount on File
Deed Sale	Jan 30, 2020 · Amount on File
Prior Sale	Jan 15, 2019 · Amount on File
Deed Document Number	2020321686
Deed Book / Page	6358 / 2056
Prior Transfer Date	May 8, 1996
Prior Transfer Doc	0000027298
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	331 OSWALD PL, VAUXHALL, NJ 07088-1324
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	INVESTMENT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149312908
Date	Apr 8, 2021
Book Page	14931/2908
Instrument	9039

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 30, 2020
Property Address	331 OSWALD PL, VAUXHALL, NJ 07088-1324
Document Number	0063582056
Book / Page	6358 / 2056
Instrument Date	Dec 10, 2019
Instrument	321686
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	TWO RIVERS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,956.80
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 OLD RANCH PKWY # PKWY180, 3020, SEAL BEACH, CA 90740-2765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 STOCKTON AVE, ROSELLE, NJ 07203-2141

Mortgage

Document Number	686028
Date	Jan 30, 2020
Instrument	686028

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NJ
Recording Date	Jan 15, 2019
Property Address	331 OSWALD PL, VAUXHALL, NJ 07088-1324
Document Number	0063052069
Book / Page	006305 / 002069
Instrument Date	Aug 28, 2018
Instrument	308972
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3020 OLD RANCH PKWY #180 SEAL BEACH CA 907402799, 180, SEAL BEACH, CA 90740-2799

Tax Assessment & Valuation

The 2025 property tax bill for 331 Oswald Pl was $9,982, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,800 (-) Land $7,300 Building $35,500	$42,800 (-) Land $7,300 Building $35,500
2025	$9,982.00 (+4.35%)	$42,800 Land $7,300 Building $35,500	$42,800 Land $7,300 Building $35,500
2024	$9,566.00
2023		$42,800 (-) Land $7,300 Building $35,500	$42,800 (-) Land $7,300 Building $35,500
2022	$8,952.00	$42,800 Land $7,300 Building $35,500	$42,800 Land $7,300 Building $35,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 331 Oswald Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 331 Oswald Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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