331 Ogara Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 331 Ogara Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,373 sqft · built 1958
Lot Size	0.113 acres (4,940 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,624 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-31181-200`

Property Details

APN / Parcel Number

Primary APN	`05-31181-200`
Alternative APN	`0107 00142`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,373 sqft Living Area
Gross Area	1,503 sqft
1st Floor Area	888 sqft
Basement Area	130 sqft
Game Room	Game Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,940 sqft (0.113 acres)
Lot Dimensions	130 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Patio Area	77 sqft
Canopy	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	331 OGARA AVE
City	LANCASTER
State	OH
Zip	43130-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING MILL ADD LOT 45
Legal Subdivision	ROLLING MILL ADD
Legal Lot Number	45
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4006
Census Tract	31700

Owner

Source: Fairfield County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 OGARA AVE, LANCASTER, OH 43130-2838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 8, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
May 21, 2019	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Jan 15, 2019	Survivorship Deed, Transfer · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025
Deed Sale	Sep 25, 2025
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	202516184
Prior Transfer Date	Sep 15, 2025
Prior Transfer Doc	0000016184
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	331 OGARA AVE, LANCASTER, OH 43130-2838
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003554
Date	Mar 10, 2023
Instrument	202300003554

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	331 OGARA AVE, LANCASTER, OH 43130-2838
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017694
Date	Jul 8, 2021
Instrument	202100017694

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	May 21, 2019
Property Address	331 OGARA AVE, LANCASTER, OH 43130-2838
Document Number	0000008015
Book / Page	1791 / 1622
Map Reference	MB 1 PG 15
Instrument Date	May 9, 2019
Instrument	201900008015
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NORTHWEST ADVANTAGE TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7111, TROY, MI 48007-7111

Mortgage

Document Number	0000008016
Date	May 21, 2019
Instrument	201900008016

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jan 15, 2019
Property Address	331 OGARA AVE, LANCASTER, OH 43130-2838
Document Number	0000000787
Book / Page	1783 / 2228
Map Reference	MB 1 PG 15
Instrument Date	Jan 4, 2019
Instrument	201900000787
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000000788
Date	Jan 15, 2019
Instrument	201900000788

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,390 (+29.06%) Land $11,070 Building $55,320	$189,670 (+29.04%) Land $31,620 Building $158,050
2024	$4,624.00 (+142.73%)
2023	$1,905.00	$51,440 (-) Land $7,330 Building $44,110
2022		$51,440 Land $7,330 Building $44,110	$146,980 Land $20,950 Building $126,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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