331 Oak Summit Rd, Edmond, OK 73025 Property Records

Oklahoma County property record for 331 Oak Summit Rd, Edmond, OK 73025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,088 sqft · built 2006
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Mar 2024)
Tax Bill	$8,762 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4605-20-665-1040`

Property Details

APN / Parcel Number

Primary APN	`4605-20-665-1040`
Alternative APNs	`R206651040` `206651040`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,088 sqft Living Area
1st Floor Area	3,021 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Architectural Style	Multi-Level
Exterior Material	Frame Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	120 ft deep x 110 ft wide
View / Lot	Highway
Garage Type	Attached
Garage Area	923 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R206651040
Street Address	331 OAK SUMMIT RD
City	EDMOND
State	OK
Zip	73025-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SUMMIT AT OAKTREE 122 005
Legal Range	03W
Legal Township	14N
Legal Section	02
Legal Subdivision	THE SUMMIT AT OAKTREE
Legal Block	122
Legal Lot Number	5
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	4
Census Block	4000
Census Tract	108223

Owner

Source: Oklahoma County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 OAK SUMMIT RD, EDMOND, OK 73025-2723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Feb 3, 2020	Deed of Trust, Mortgage · Closed-End Mortgage FIRST STATE BANK
Nov 8, 2021	Intrafamily Transfer, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Mar 10, 2009 · Amount on Record
Deed Document Number	202432838221
Deed Book / Page	15710 / 774
Prior Transfer Date	Feb 10, 2021
Prior Transfer Doc	0001194019
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 10, 2026
Property Address	331 OAK SUMMIT RD, EDMOND, OK 73025-2723
Document Number	0000132958
Book / Page	16615 / 1288
Instrument Date	Sep 4, 2026
Instrument	2026132958
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 OAK SUMMIT RD, EDMOND, OK 73025-2723

Mortgage

Document Number	0000132958,
Date	Sep 10, 2026
Book Page	16615/1288
Instrument	2026132958

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Mar 28, 2024
Property Address	331 OAK SUMMIT RD, EDMOND, OK 73025-2723
Document Number	0001038221
Book / Page	15710 / 774
Instrument Date	Mar 25, 2024
Instrument	2024032801038221
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 OAK SUMMIT RD, EDMOND, OK 73025-2723

Mortgage

Document Number	0001038222
Date	Mar 28, 2024
Instrument	2024032801038222

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	331 OAK SUMMIT RD, EDMOND, OK 73025-2723
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	OKLAHOMA CITY ABSTRACT & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010155460
Date	Feb 3, 2020
Book Page	14252/0628
Instrument	20200203010155460

Lender

Name	FIRST STATE BANK
Type	Bank
Address	EDMOND, OK 73013

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 29, 2021

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKLAHOMA OK
Recording Date	Nov 8, 2021
Property Address	331 OAK SUMMIT RD, EDMOND, OK 73025-2723
Document Number	0001194019
Book / Page	14957 / 1534
Instrument Date	Feb 10, 2021
Instrument	2021110801194019
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001194015
Date	Nov 8, 2021
Instrument	2021110801194015

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Oct 29, 2024

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Edmond City
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,762.00 (+23.51%)	$83,325 (+29.53%) Land $9,365 Building $73,960	$757,500 (+0.66%) Land $85,140 Building $672,360
2024	$7,094.00 (+5.8%)
2023	$6,705.00	$64,329 Land $7,278 Building $57,051	$752,500 Land $85,140 Building $667,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMOND PWA serves 79,408 people · EPA ID OK1020723
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Airosurf Communications, Nextlink.

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