331 Oak St, Braidwood, IL 60408 Property Records

Will County property record for 331 Oak St, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Details	3 bd · built 2003
Lot Size	0.48 acres (21,120 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Apr 2020)
Tax Bill	$5,285 (2025)
Deeds & Mortgages	May 2021 Transfer Apr 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-08-415-042`

Property Details

APN / Parcel Number

Primary APN	`02-24-08-415-042`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	21,120 sqft (0.48 acres)
Lot Dimensions	264 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	331 OAK ST
City	BRAIDWOOD
State	IL
Zip	60408-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 IN HAKEY RESUB, OF LOTS 24 27 BLK 9 IN JOHN H DANIELS SUB OF CHICAGO WILMINGTON'S COAL CO'S, BEING A SUB OF PRT OF SE
Legal Range	09E
Legal Township	32N
Legal Section	08
Legal Subdivision	HAKEY RE
Legal Block	9
Legal Lot Number	1
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	1
Census Block	1038
Census Tract	884004

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 OAK ST, BRAIDWOOD, IL 60408-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 30, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Jul 19, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Sep 22, 2016	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	202032358
Last Transfer Date	Mar 12, 2021
Transfer Doc	0000059369
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	May 27, 2021
Property Address	331 OAK ST, BRAIDWOOD, IL 60408-2050
Document Number	0000059369
Map Reference	DOC R2000-003323
Instrument Date	Mar 12, 2021
Instrument	R2021059369
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	331 OAK ST, BRAIDWOOD, IL 60408-2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 30, 2020
Property Address	331 OAK ST, BRAIDWOOD, IL 60408-2050
Document Number	0000032358
Instrument Date	Apr 15, 2020
Instrument	32358
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$282.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18402 W THORNTON RD WILMINGTON IL 604819741, WILMINGTON, IL 60481-9741

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 19, 2017
Property Address	331 OAK ST, BRAIDWOOD, IL 60408-2050
Document Number	0000055845
Instrument Date	Jun 22, 2017
Instrument	55845
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	330 FRENCH ST BRAIDWOOD IL 604082092, BRAIDWOOD, IL 60408-2092

Mortgage

Document Number	55846
Date	Jul 19, 2017
Instrument	55846

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Interest

Rate	3.25%

September 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	331 OAK ST, BRAIDWOOD, IL 60408-2050
Document Number	0000021726
Instrument Date	Sep 22, 2016
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 OAK ST BRAIDWOOD IL 604082050, BRAIDWOOD, IL 60408-2050

Mortgage

Document Number	0000021726
Date	Mar 16, 2017
Instrument	21726

Lender

Name	WELLS FARGO BK
Type	Bank
Address	WEST DES MOINES, IA 50266-2511

Agreement

Term	360 Months
Due	Mar 15, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,285.00 (+26.89%)	$89,089 (+8.9%) Land $12,442 Building $76,647	$267,267 (+8.9%) Land $37,326 Building $229,941
2024		$81,808 (+23.04%) Land $11,425 Building $70,383	$245,424 (+23.04%) Land $34,275 Building $211,149
2022	$4,165.00 Homeowner's exemption	$66,490 Land $9,286 Building $57,204	$199,470 Land $27,858 Building $171,612

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1979–2013)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Feb 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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