331 Oak Cir, Wilmette, IL 60091 Property Records

Cook County property record for 331 Oak Cir, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,552 sqft · built 1922
Lot Size	0.12 acres (5,239 sqft)
Owner	Individual Name on Record
Last Sale	$647,000 (Sep 2021)
Tax Bill	$10,672 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-34-113-012`

Property Details

APN / Parcel Number

Primary APN	`05-34-113-012`
Alternative APN	`05-34-113-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,239 sqft (0.12 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	331 OAK CIR
City	WILMETTE
State	IL
Zip	60091-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WOODRUFFS) ADD TO (WILMETTE) A RESUB OF LT 4-5 OF BL K 7 OF VIL OF WILMETTE A SUB OF PT OF N SEC OF OUILMETTE RESERVE SEC 34
Legal Range	13E
Legal Township	42N
Legal Section	34
Legal Subdivision	WOODRUFFS ADD TO WILMETTE
Legal Block	K 7
Legal Lot Number	4,5
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3000
Census Tract	801100

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 OAK CIR, WILMETTE, IL 60091-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage M W R D EMPLOYEES CU
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit MWRD EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	20214028
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 28, 2021
Property Address	331 OAK CIR, WILMETTE, IL 60091-2529
Document Number	0027104028
Instrument Date	Aug 18, 2021
Instrument	2127104028
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 OAK CIR, WILMETTE, IL 60091-2529
Investor	Possibly a Property Investor

Mortgage

Document Number	0027104029
Date	Sep 28, 2021
Instrument	2127104029

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	331 OAK CIR, WILMETTE, IL 60091-2529
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009903135
Date	Apr 9, 2021
Instrument	2109903135

Lender

Name	M W R D EMPLOYEES CU
Type	Credit Union
Address	CHICAGO, IL 60609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	331 OAK CIR, WILMETTE, IL 60091-2529
Document Number	1802557284
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Feb 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 OAK CIR WILMETTE IL 600912529, WILMETTE, IL 60091-2529

Mortgage

Document Number	1802557284
Date	Jan 25, 2018
Instrument	2557284

Lender

Name	MWRD EMPS CU
Type	Credit Union
Address	CHICAGO, IL 60611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,000 (+45.29%) Land $17,027 Building $59,973	$770,000 (+45.29%) Land $170,270 Building $599,730
2023	$10,672.00 (-6.24%)
2022	$11,382.00 Homeowner's exemption Senior Citizen's exemption	$52,999 Land $14,407 Building $38,592	$529,990 Land $144,070 Building $385,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

Nearby Properties on Oak Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures