331 NW Cherry Hill Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 331 NW Cherry Hill Loop, Oak Harbor, WA 98277

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,529 sqft · built 2002
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Tax Bill$4,351 (2026)
Deeds & MortgagesFeb 2021 Transfer
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNS6368-02-00028-0

Property Details

APN / Parcel Number

Primary APNS6368-02-00028-0
Alternative APN
  • 803569

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Building Area1,529 sqft Living Area
Gross Area1,991 sqft
1st Floor Area768 sqft
Upper Floors Area720 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area300 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address331 NW CHERRY HILL LOOP
CityOAK HARBOR
StateWA
Zip98277-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code20
Legal DescriptionCHERRY HILL #2 LOT 28
Legal SubdivisionCHERRY HILL #2
Legal Lot Number28
JurisdictionISLAND WA
Township / Civil DivisionNORTH WHIDBEY ISLAND
Census Block Group2
Census Block2010
Census Tract970402

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address331 NW CHERRY HILL LOOP, OAK HARBOR, WA 98277-3812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Intrafamily Transfer, Transfer
Jul 6, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2013
Deed SaleJul 29, 2013
Prior SaleAug 31, 2007 · Amount on Record
Deed Document Number20134345053
Last Transfer DateFeb 6, 2021
Transfer Doc0004511199
Record UpdatedOct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionISLAND WA
Recording DateFeb 17, 2021
Property Address331 NW CHERRY HILL LOOP, OAK HARBOR, WA 98277-3812
Document Number0004511199
Map ReferenceVOL 13 PG 210-212
Instrument DateFeb 6, 2021
Instrument4511199
Transaction TypeTransfer
Record UpdatedOct 30, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLAND WA
Property Address331 NW CHERRY HILL LOOP, OAK HARBOR, WA 98277-3812
Document Number0004467085
Instrument DateJul 6, 2019
Transaction TypeMortgage
Record UpdatedJul 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address331 NW CHERRY HILL LOOP OAK HARBOR WA 982773812, OAK HARBOR, WA 98277-3812

Mortgage

Document Number0004467085
DateJul 12, 2019
Instrument4467085
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2049

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
MunicipalityOak Harbor City
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,351.00 (+15.17%)
2025$475,962 (+5.92%) Land $195,000 Building $280,962$475,962 (+5.92%) Land $195,000 Building $280,962
2023$3,778.00$449,372 (+6.63%) Land $175,000 Building $274,372$449,372 (+6.63%) Land $175,000 Building $274,372
2022$421,434 Land $170,000 Building $251,434$421,434 Land $170,000 Building $251,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OAK HARBOR
serves 23,675 people · EPA ID WA5362650
Water SourcePurchased surface water from CITY OF ANACORTES
Last State InspectionJul 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, Ziply Fiber.

Nearby Properties on NW Cherry Hill Loop

Nearby Streets

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