331 New St, Ashland, VA 23005 Property Records

Hanover County property record for 331 New St, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2015
Lot Size	0.445 acres (19,384 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2023)
Tax Bill	$2,813 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7779-98-3847`

Property Details

APN / Parcel Number

Primary APN	`7779-98-3847`
Alternative APN	`10195467`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	19,384 sqft (0.445 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10195467
Street Address	331 NEW ST
City	ASHLAND
State	VA
Zip	23005-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	300 BLK NEW STREET
Legal Subdivision	700 SOUTH TAYLOR ST
Legal Lot Number	2
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2032
Census Tract	320602

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	201 S 4TH ST, SAN JOSE, CA 95112-3600
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INTERFIRST MORTGAGE CO
Jun 21, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 8, 2023	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	2023104160
Deed Book / Page	3385 / 2806
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	331 NEW ST, ASHLAND, VA 23005-2165
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033132094
Date	Jun 1, 2021
Book Page	3313/2094
Instrument	20210601000120310

Lender

Name	INTERFIRST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

Interest

Rate Type	Fixed Rate

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	331 NEW ST, ASHLAND, VA 23005-2165
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033971902
Date	Jun 21, 2024
Book Page	3397/1902
Instrument	20240621000056130

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Nov 8, 2023
Property Address	331 NEW ST, ASHLAND, VA 23005-2165
Document Number	0033852806
Book / Page	3385 / 2806
Instrument Date	Oct 12, 2023
Instrument	20231108000104160
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 NEW ST, ASHLAND, VA 23005-2165

Mortgage

Document Number	20231108000104170
Date	Nov 8, 2023
Instrument	20231108000104170

Lender

Name	MAGNOLIA BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Ashland Town
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,813.00 (+13.98%)	$347,400 (+14.01%) Land $78,400 Building $269,000	$347,400 (+14.01%) Land $78,400 Building $269,000
2023	$2,468.00	$304,700 Land $68,400 Building $236,300	$304,700 Land $68,400 Building $236,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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