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331 N Rusk St, Gainesville, TX 76240 Property Records

Cooke County property record for 331 N Rusk St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,136 sqft · built 1950
Lot Size0.298 acres (12,998 sqft)
OwnerIndividual Name on File
Last Sale$194,373 (Dec 2023)
Tax Bill$4,184 (2026)
Deeds & MortgagesDec 2023 Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN2170-001-00008

Property Details

APN / Parcel Number

Primary APN2170-001-00008
Alternative APN
  • 9450

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,136 sqft Living Area
Gross Area1,297 sqft
1st Floor Area1,136 sqft
FlooringLaminate Plank
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area12,998 sqft (0.298 acres)
PorchSlab
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2170-001-00008
Street Address331 N RUSK ST
CityGAINESVILLE
StateTX
Zip76240-4028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRAVENS; BLOCK 1; LOT 8 & 9 PTS OF
Legal SubdivisionCRAVENS
Legal Block1
Legal Lot Number8,9
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4052
Census Tract500

Owner

331 N Rusk St is owned and occupied by an individual who bought it in December 2023.

Source: Cooke County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1208 E GARNETT ST, GAINESVILLE, TX 76240-5510
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 2, 2022Warranty Deed, Transfer
HOWETH TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2023 · Amount on File
Deed SaleDec 5, 2023 · Amount on File
Prior SaleMar 3, 2022
Deed Document Number20237975
Deed Book / Page2616 / 364
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address331 N RUSK ST, GAINESVILLE, TX 76240-4028
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1208 E GARNETT ST, GAINESVILLE, TX 76240-5510

Mortgage

Document Number002616/369
DateDec 5, 2023
Book Page2616/369
Instrument2023-7976
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOKE TX
Recording DateMar 2, 2022
Property Address331 N RUSK ST, GAINESVILLE, TX 76240-4028
Document Number002491/611
Book / Page2491 / 611
Instrument DateMar 2, 2022
Instrument2022-1892
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyHOWETH TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address618 SHERRILL BLVD, DUNCANVILLE, TX 75116-2536

Transferred To (Grantee/Buyer)

NameVerified Name
Address210Y PUEBLO DR, CARROLLTON, TX 75006

Tax Assessment & Valuation

The 2026 property tax bill for 331 N Rusk St was $4,184 with a homeowner's exemption, up 65.2% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,184.00 (+65.24%) Homeowner's exemption$199,971 (+6.48%) Land $51,573 Building $148,398$199,971 (+6.48%) Land $51,573 Building $148,398
2025$2,532.00 (-6.26%) Homeowner's exemption$187,798 Land $51,573 Building $136,225$187,798 Land $51,573 Building $136,225
2024$2,701.00
2023$181,234 Land $42,900 Building $138,334$181,234 Land $42,900 Building $138,334
2022$799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 N Rusk St in Zone X, an area of minimal flood risk, though there have been 103 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims103 (1981–2009)
Claims Outside the SFHA6 of 103
Most Recent ClaimMay 2009 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 30 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 N Rusk St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber		2,000 / 2,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
ElektraFi
Fixed Wireless		100 / 20

May also be available: Element8, Nextlink, T-Mobile.

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