331 N Main St, Findlay, OH 45840 Property Records

Hancock County property record for 331 N Main St, Findlay, OH 45840

Property Summary

Property Type	Restaurant
Details	4,312 sqft · built 1895
Lot Size	0.229 acres (10,001 sqft)
Owner	Company Name on File
Tax Bill	$1,139 (2023)
Deeds & Mortgages	Jul 2022 Construction Loan Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1011-182-19-007.000`

Property Details

APN / Parcel Number

Primary APN	`1011-182-19-007.000`
Alternative APN	`590000261780`

Interior

Plumbing Fixtures	2 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	4,312 sqft Living Area
Gross Area	4,648 sqft
Flooring	Wood
Elevator	Elevator

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Mixed
Foundation Type	Block
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	10,001 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Balcony	Balcony
Balcony Area	672 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	331 N MAIN ST
City	FINDLAY
State	OH
Zip	45840-3503
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	NORTH FINDLAY ADD LOT 945
Legal Subdivision	NORTH FINDLAY ADD
Legal Lot Number	945
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1012
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Findlay Downtown Historic District listed 1985 · 263 contributing resources · NRIS 85000402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

331 N Main St, a commercial property, is owned by a company that acquired it in October 2021.

Source: Hancock County records, as of April 17, 2024

Owner of Record	Company Name on File
Mailing Address	1700 FOSTORIA AVE STE 1200, 1200, FINDLAY, OH 45840-6207
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Aug 16, 2021	Warranty Deed, Transfer GOLDEN KEY TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021
Deed Sale	Oct 13, 2021
Prior Sale	Nov 18, 2003
Deed Document Number	202100009559
Deed Book / Page	2585 / 3618
Prior Transfer Date	Aug 16, 2021
Prior Transfer Doc	202100009559
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	331 N MAIN ST, FINDLAY, OH 45840-3503
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002596/225
Date	Jul 11, 2022
Book Page	2596/225
Instrument	202200006372

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43234

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 16, 2021
Property Address	331 N MAIN ST, FINDLAY, OH 45840-3503
Document Number	2585/3618
Book / Page	2585 / 3618
Instrument Date	Aug 13, 2021
Instrument	202100009559
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 FOSTORIA AVE STE 1200, 1200, FINDLAY, OH 45840-6207

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,139.00	$20,300 Land $16,610 Building $3,690
2022			$58,000 Land $47,450 Building $10,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	32 (1990–2017)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, HDER Link, MetaLINK Technologies.

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