331 N Hamilton St, Georgetown, KY 40324 Property Records

Scott County property record for 331 N Hamilton St, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,328 sqft
Lot Size	0.167 acres (7,311 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Aug 2024)
Tax Bill	$2,360 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`166-30-296.000`

Property Details

APN / Parcel Number

Primary APN	`166-30-296.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,328 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Lot Area	7,311 sqft (0.167 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	331 N HAMILTON ST
City	GEORGETOWN
State	KY
Zip	40324-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 52
Legal Lot Number	2
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2006
Census Tract	40102

Owner

331 N Hamilton St is owned and occupied by two individuals who bought it in August 2024.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	331 N HAMILTON ST, GEORGETOWN, KY 40324-1820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage HSLC
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit HSLC
Mar 2, 2022	Intrafamily Transfer, Transfer · Line of Credit TRADITIONAL BANK INC
Apr 25, 2017	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Mar 2, 2022 · Amount on File
Deed Document Number	2024509295
Deed Book / Page	451 / 629
Prior Transfer Date	Feb 24, 2022
Prior Transfer Doc	00D431/648
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	331 N HAMILTON ST, GEORGETOWN, KY 40324-1820
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1674/719
Date	Mar 2, 2022
Book Page	M1674/719
Instrument	451426

Lender

Name	HSLC
Address	KENTON, OH 43326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	331 N HAMILTON ST, GEORGETOWN, KY 40324-1820
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1682/802
Date	Apr 12, 2022
Book Page	M1682/802
Instrument	453272

Lender

Name	HSLC
Type	Non-Lending Institution
Address	KENTON, OH 43326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 11, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Mar 2, 2022
Property Address	331 N HAMILTON ST, GEORGETOWN, KY 40324-1820
Document Number	00D431/648
Book / Page	D431 / 648
Instrument Date	Feb 24, 2022
Instrument	451425
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 N HAMILTON ST, GEORGETOWN, KY 40324-1820

Mortgage

Document Number	0000451412
Date	Mar 2, 2022
Instrument	451412

Lender

Name	TRADITIONAL BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Feb 18, 2023

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 25, 2017
Property Address	331 N HAMILTON ST, GEORGETOWN, KY 40324-1820
Document Number	00D386/504
Book / Page	D386 / 504
Instrument Date	Apr 25, 2017
Instrument	368143
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1462 BURTON PIKE, GEORGETOWN, KY 40324-9543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 N HAMILTON ST, GEORGETOWN, KY 40324-1820

Mortgage

Document Number	0M1334/373
Date	Apr 25, 2017
Book Page	M1334/373
Instrument	368144

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 331 N Hamilton St was $2,360.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (-)	$265,000 (-)
2025	$2,360.00	$265,000	$265,000
2023	$1,423.00 (+4.48%)	$157,000 (-) Land $35,000 Building $122,000	$157,000 (-) Land $35,000 Building $122,000
2022	$1,362.00	$157,000 Land $22,500 Building $134,500	$157,000 Land $22,500 Building $134,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 N Hamilton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 N Hamilton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on N Hamilton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures