Black Hawk County property record for 331 N Ellen St, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1961 |
| Lot Size | 0.252 acres (10,956 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Oct 2025) |
| Tax Bill | $2,820 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-11-202-024 |
| Primary APN | 8914-11-202-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 200 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,956 sqft (0.252 acres) |
| Lot Dimensions | 132 ft deep x 83 ft wide |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 331 N ELLEN ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK HILL ADDITION LOT 15 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 11 |
| Legal Subdivision | OAK HILL ADDITION |
| Legal Lot Number | 15 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2200 |
331 N Ellen St is owned and occupied by an individual who bought it in October 2025.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 N ELLEN ST, CEDAR FALLS, IA 50613-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on File |
| Deed Sale | Oct 8, 2025 · Amount on File |
| Deed Document Number | 202514851 |
| Prior Transfer Date | Dec 28, 2022 |
| Prior Transfer Doc | 0000013490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 8, 2025 |
| Property Address | 331 N ELLEN ST, CEDAR FALLS, IA 50613-2129 |
| Document Number | 0202514851 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025-14851 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 N ELLEN ST, CEDAR FALLS, IA 50613-2129 |
| Document Number | 0202514853 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 2025-14853 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 331 N Ellen St was $2,820, up 8.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,820.00 (+8.8%) | $187,870 Land $34,570 Building $153,300 | $187,870 Land $34,570 Building $153,300 |
| 2024 | $2,592.00 | ||
| 2023 | $161,040 (+17.74%) Land $34,570 Building $126,470 | $161,040 Land $34,570 Building $126,470 | |
| 2022 | $2,526.00 | $136,780 Land $34,570 Building $102,210 | |
| 2021 | $136,780 Land $34,570 Building $102,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 N Ellen St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1979–1999) |
| Most Recent Claim | Jul 1999 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 331 N Ellen St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, T-Mobile.
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