331 N 4th St, Silt, CO 81652 Property Records

Garfield County property record for 331 N 4th St, Silt, CO 81652

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 851 sqft · built 1935
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$231,500 (Sep 2019)
Tax Bill	$1,928 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2021 Mortgage + 2 more
APN	`R350148`

Property Details

APN / Parcel Number

Primary APN	`R350148`
Alternative APN	`217903317001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	851 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R350148
Street Address	331 N 4TH ST
City	SILT
State	CO
Zip	81652-8772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 3 TOWNSHIP: 6 RANGE: 92 SUBDIVISION: BALLARD ADD BLOCK: 1 LOT: 14 AND:- LOT: 15 5750 SQ FT
Legal Range	92
Legal Township	06
Legal Section	03
Legal Subdivision	BALLARD ADD
Legal Block	1
Legal Lot Number	14-15
Jurisdiction	GARFIELD CO
Township / Civil Division	NEW CASTLE
Census Block Group	2
Census Block	2044
Census Tract	951901

Owner

Source: Garfield County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 N 4TH ST, SILT, CO 81652-8772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Jun 9, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 9, 2019	Special Warranty Deed, Transfer · Line of Credit PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Sep 28, 2005 · Amount on Record
Deed Document Number	2019925176
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	331 N 4TH ST, SILT, CO 81652-8772
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 N 4TH ST, SILT, CO 81652-8772

Mortgage

Document Number	0000992383
Date	Dec 28, 2023
Instrument	992383

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34471

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Oct 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	331 N 4TH ST, SILT, CO 81652-8772
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000957853
Date	Jun 9, 2021
Instrument	957853

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Oct 1, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	331 N 4TH ST, SILT, CO 81652-8772
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000888256
Date	Jan 26, 2017
Instrument	888256

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Sep 9, 2019
Property Address	331 N 4TH ST, SILT, CO 81652-8772
Document Number	0000925176
Instrument Date	Sep 9, 2019
Instrument	925176
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	331 N 4TH ST, SILT, CO 81652-8772

Mortgage

Document Number	0000925177
Date	Sep 9, 2019
Instrument	925177

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0000925178
Date	Sep 9, 2019
Instrument	925178

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Municipality	Silt Town
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,928.00 (+52.89%)	$21,050 (+33.4%) Land $5,130 Building $15,920	$336,730 (+42.93%) Land $82,000 Building $254,730
2024	$1,261.00 (+13.4%)	$15,780 (-) Land $4,450 Building $11,330	$235,590 (-) Land $66,480 Building $169,110
2023	$1,112.00 (-6.71%)	$15,780 (-0.38%) Land $4,450 Building $11,330	$235,590 (+3.34%) Land $66,480 Building $169,110
2022	$1,192.00	$15,840 Land $4,170 Building $11,670	$227,980 Land $60,000 Building $167,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILT serves 3,536 people · EPA ID CO0123710
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Nov 2020
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kellin Communications Fixed Wireless	1,000 / 220
Rise Broadband Fixed Wireless	100 / 20

May also be available: Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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