Jefferson County property record for 331 N 4th St, Mount Vernon, IL 62864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.191 acres (8,333 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $56,500 (Jul 2023) |
| Tax Bill | $1,704 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Oct 2025 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-29-401-011 |
| Primary APN | 07-29-401-011 |
|---|
| Lot Area | 8,333 sqft (0.191 acres) |
|---|
| Street Address | 331 N 4TH ST |
|---|---|
| City | MOUNT VERNON |
| State | IL |
| Zip | 62864-3629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALLEN & EVANS ADD LOT 22 |
| Legal Subdivision | ALLEN AND EVANS ADDITION |
| Legal Lot Number | 22 |
| Jurisdiction | JEFFERSON IL |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 50700 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 331 N 4TH ST, MOUNT VERNON, IL 62864-3629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Special Warranty Deed, Transfer PEOPLES NATIONAL BANK NA |
| Oct 17, 2025 | Special Warranty Deed, Foreclosure |
| Jul 3, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2023 · Amount on Record |
| Deed Sale | Jul 3, 2023 · Amount on Record |
| Prior Sale | Dec 10, 2007 · Amount on Record |
| Deed Document Number | 20232369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Mar 9, 2026 |
| Property Address | 331 N 4TH ST, MOUNT VERNON, IL 62864-3629 |
| Document Number | 0202600861 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 202600861 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | NETCO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 N 4TH ST, MOUNT VERNON, IL 62864-3629 |
| Document Number | 0202600862 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 202600862 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.09% |
| Index | 1-Year CMT |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Oct 17, 2025 |
| Property Address | 331 N 4TH ST, MOUNT VERNON, IL 62864-3629 |
| Document Number | 0202503653 |
| Instrument Date | Jun 10, 2025 |
| Instrument | 202503653 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Jul 3, 2023 |
| Property Address | 331 N 4TH ST, MOUNT VERNON, IL 62864-3629 |
| Document Number | 0202302369 |
| Instrument Date | Jul 3, 2023 |
| Instrument | 202302369 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 N 4TH ST, MOUNT VERNON, IL 62864-3629 |
| Document Number | 0202302370 |
|---|---|
| Date | Jul 3, 2023 |
| Instrument | 202302370 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 1, 2048 |
Source: Jefferson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jefferson County |
| County Subdivision | Mount Vernon Township |
| Municipality | Mount Vernon City |
| Elementary School District | Mount Vernon School District 80 (PK - 08) |
| Secondary School District | Mount Vernon Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,704.00 (+17.68%) | $21,014 (+25.95%) Land $1,603 Building $19,411 | $63,042 (+25.95%) Land $4,809 Building $58,233 |
| 2024 | $1,448.00 (+7.5%) | $16,685 (+23.48%) Land $1,484 Building $15,201 | $50,055 (+23.48%) Land $4,452 Building $45,603 |
| 2023 | $1,347.00 (+7.67%) | ||
| 2022 | $13,512 Land $1,202 Building $12,310 | $40,536 Land $3,606 Building $36,930 | |
| 2021 | $1,251.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1999–2018) |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010 |
|---|---|
| Water Source | Purchased surface water from MOUNT VERNON |
| Last State Inspection | May 2023 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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