331 N 13th St, Reading, PA 19604 Property Records

Berks County property record for 331 N 13th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,243 sqft · built 1870
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Oct 2019)
Tax Bill	$1,112 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-70-22-2185`

Property Details

APN / Parcel Number

Primary APN	`5317-70-22-2185`
Alternative APNs	`09-5317-70-22-2185` `9202625` `202625`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,243 sqft Living Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9202625
Street Address	331 N 13TH ST
City	READING
State	PA
Zip	19604-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	22
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1010
Census Tract	1600

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 N 13TH ST, READING, PA 19604-2920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed, Transfer · FHA Mortgage FLORIDA CAPITAL BANK NA
Jun 5, 2018	Deed, Transfer · FHA Mortgage GMH MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	201937307
Prior Transfer Date	Apr 18, 2002
Prior Transfer Doc	0000035904
Record Updated	Sep 20, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 28, 2019
Property Address	331 N 13TH ST, READING, PA 19604-2920
Document Number	0000037307
Instrument Date	Oct 25, 2019
Instrument	2019037307
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	331 N 13TH ST, READING, PA 19604-2920

Mortgage

Document Number	0000037308
Date	Oct 28, 2019
Instrument	2019037308

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 5, 2018
Property Address	331 N 13TH ST, READING, PA 19604-2920
Document Number	0000018477
Instrument Date	May 25, 2018
Instrument	2018018477
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 N 13TH ST, READING, PA 19604-2920

Mortgage

Document Number	0000018478
Date	Jun 5, 2018
Instrument	2018018478

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,112.00 (+6.62%)	$39,400 (-) Land $12,000 Building $27,400	$12,000 (-69.54%) Land $12,000
2024	$1,043.00	$39,400 Land $12,000 Building $27,400
1994			$39,400 Land $12,000 Building $27,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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