331 Montgomery St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 331 Montgomery St, Chicopee, MA 01020

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,640 sqft · built 1988
Lot Size0.623 acres (27,141 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Jun 2025)
Tax Bill$6,757 (2026)
Deeds & MortgagesJun 2025 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN310-0020A

Property Details

APN / Parcel Number

Primary APN310-0020A
Alternative APN
  • CHIC M:0310 P:0020A

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,640 sqft Living Area
Gross Area4,628 sqft
1st Floor Area1,520 sqft
Basement Area1,520 sqft
Unfinished Basement1,520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,141 sqft (0.623 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number310-0020A
Street Address331 MONTGOMERY ST
CityCHICOPEE
StateMA
Zip01020-1929
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2042
Census Tract810601

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address131 ASHLEY AVE, WEST SPRINGFIELD, MA 01089-1345
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
PRIMARY RESIDENTIAL MORTGAGE
May 12, 2017Quit Claim Deed, Transfer
PEOPLES UNITED BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2025 · Amount on Record
Deed SaleJun 23, 2025 · Amount on Record
Prior SaleMay 12, 2017 · Amount on Record
Deed Book / Page25911 / 274
Record UpdatedOct 29, 2026

June 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateJun 23, 2025
Property Address331 MONTGOMERY ST, CHICOPEE, MA 01020-1929
Document Number025911-274
Book / Page25911 / 274
Instrument DateJun 23, 2025
Instrument27920
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 ASHLEY AVE, WEST SPRINGFIELD, MA 01089-1345

Mortgage

Document Number0000027921
DateJun 23, 2025
Instrument27921
Lender
NamePRIMARY RESIDENTIAL MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateMay 12, 2017
Property Address331 MONTGOMERY ST, CHICOPEE, MA 01020-1929
Document Number21679-75
Book / Page21679 / 75
Instrument26358
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 MONTGOMERY ST, CHICOPEE, MA 01020-1929

Mortgage

Document Number216790078
DateMay 12, 2017
Instrument21679/0078
Lender
NamePEOPLES UNITED BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueMay 12, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,757.00 (+8.18%)$443,400 (+7.62%) Land $132,000 Building $311,400$471,039
2025$6,246.00 (+7.47%)$412,000 (+4.62%) Land $120,200 Building $291,800
2024$5,812.00 (+8.55%)$393,800 (+11.43%) Land $118,000 Building $275,800
2023$5,354.00$353,400 Land $107,200 Building $246,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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