Chesapeake City property record for 331 Middle Oaks Dr, Chesapeake, VA 23322
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,400 sqft · built 1984 |
| Lot Size | 0.068 acres (2,962 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $188,000 (Aug 2020) |
| Tax Bill | $2,802 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more |
| APN | 0593009000040 |
| Primary APN | 0593009000040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Upper Floors Area | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 2,962 sqft (0.068 acres) |
| Lot Dimensions | 144 ft deep x 20 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 660 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 660 sqft |
| Utility Building | 660 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 331 MIDDLE OAKS DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7502 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH1: RESI |
| Legal Description | 130 BLK W MIDDLE OAKS SEC 3 |
| Legal Subdivision | MIDDLE OAKS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21010 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 331 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2020 | Warranty Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Aug 7, 2020 | Warranty Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Mar 18, 2005 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2020 · Amount on Record |
| Deed Sale | Aug 7, 2020 · Amount on Record |
| Prior Sale | Jul 21, 2010 · Amount on Record |
| Deed Document Number | 202026688 |
| Deed Book / Page | 10195 / 468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 7, 2020 |
| Property Address | 331 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7502 |
| Document Number | 010195/468 |
| Book / Page | 10195 / 468 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 200026688 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2025 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7502 |
| Document Number | 0200026689 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 200026689 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 010195/486 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 10195/486 |
| Instrument | 200026690 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 7, 2020 |
| Property Address | 331 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7502 |
| Document Number | 10195/468 |
| Book / Page | 10195 / 468 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 200026688 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7502 |
| Document Number | 200026689 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 200026689 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 18, 2005 |
| Property Address | 331 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7502 |
| Document Number | 005901/195 |
| Book / Page | 5901 / 195 |
| Instrument Date | Feb 28, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005901198 |
|---|---|
| Date | Mar 18, 2005 |
| Instrument | 5901/198 |
| Name | WELLS FARGO BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,300 (+3.21%) Land $125,000 Building $161,300 | $286,300 (+3.21%) Land $125,000 Building $161,300 | |
| 2025 | $2,802.00 (+52.03%) | $277,400 (+14.34%) Land $115,000 Building $162,400 | $277,400 (+14.34%) Land $115,000 Building $162,400 |
| 2023 | $242,600 (+12.26%) Land $100,000 Building $142,600 | $242,600 (+12.26%) Land $100,000 Building $142,600 | |
| 2022 | $216,100 Land $80,000 Building $136,100 | $216,100 Land $80,000 Building $136,100 | |
| 2019 | $1,843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 units insured incl. 18 condo units |
| Nearby Flood Claims | 6 (1996–2017) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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