331 Mercer Loop, Jersey City, NJ 07302 Property Records

Hudson County and Jersey City property record for 331 Mercer Loop, Jersey City, NJ 07302

Property Summary

Property Type	Single Family Home
Details	7 bd · 3,476 sqft · built 1983
Lot Size	0.05 acres (2,156 sqft)
Owner	Individual Name on File
Last Sale	$1,150,000 (Nov 2025)
Tax Bill	$20,978 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-12504-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`06-12504-0000-00034`
Alternative APNs	`0602125000000001000M` `00396028`

Interior

Bedrooms	7 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,476 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Asbestos
Construction Type	Frame
Lot Area	2,156 sqft (0.05 acres)
Lot Dimensions	196 ft deep x 11 ft wide
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Deck Area	64 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00396028
Street Address	331 MERCER LOOP
City	JERSEY CITY
State	NJ
Zip	07302-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12504
Legal Lot Number	34
Jurisdiction	HUDSON NJ
Township / Civil Division	JERSEY CITY
Census Block Group	1
Census Block	1016
Census Tract	6600

Owner

331 Mercer Loop is owned and occupied by an individual who bought it in November 2025.

Source: Hudson County and Jersey City records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	331 MERCER LOOP, JERSEY CITY, NJ 07302-3232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Nov 28, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Nov 28, 2022 · Amount on File
Deed Document Number	202510086100
Deed Book / Page	9943 / 132
Prior Transfer Date	Oct 29, 2025
Prior Transfer Doc	20251117010086100
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Nov 17, 2025
Property Address	331 MERCER LOOP, JERSEY CITY, NJ 07302-3232
Document Number	20251117010086100
Book / Page	9943 / 132
Instrument Date	Oct 29, 2025
Instrument	20251117010086100
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 CHOPIN CT, JERSEY CITY, NJ 07302-3241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 MERCER LOOP, JERSEY CITY, NJ 07302-3232

Mortgage

Document Number	0020855612
Date	Nov 17, 2025
Instrument	20855/612

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HUDSON NJ
Recording Date	Nov 28, 2022
Property Address	331 MERCER LOOP, JERSEY CITY, NJ 07302-3232
Document Number	20221128010115170
Book / Page	9712 / 343
Instrument Date	Nov 18, 2022
Instrument	20221128010115170
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NOT AVAILABLE, A ABSOLUTE SETTLEMENT CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 MERCER LOOP, JERSEY CITY, NJ 07302-3232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 MERCER LOOP, JERSEY CITY, NJ 07302-3232

Mortgage

Document Number	0020377757
Date	Nov 28, 2022
Instrument	20377/757

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 331 Mercer Loop was $20,978, up 4.6% from the year before.

Source: Hudson County and Jersey City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Jersey City
Unified School District	Jersey City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$898,400 (-) Land $525,400 Building $373,000	$898,400 (-) Land $525,400 Building $373,000
2025	$20,978.00 (+4.57%)	$898,400 Land $525,400 Building $373,000	$898,400 Land $525,400 Building $373,000
2024	$20,061.00
2023		$898,400 (-) Land $525,400 Building $373,000	$898,400 (-) Land $525,400 Building $373,000
2022	$19,028.00 (+32.05%)	$898,400 Land $525,400 Building $373,000	$898,400 Land $525,400 Building $373,000
2021	$14,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Mercer Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	91 (1993–2022)
Claims Outside the SFHA	5 of 91
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Sandy, Oct 2012 · 24 claims Hurricane Irene, Aug 2011 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 Mercer Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JERSEY CITY MUA serves 262,000 people · EPA ID NJ0906001
Water Source	Surface water
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Andrena, Starry.

Nearby Properties on Mercer Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures