Charleston County property record for 331 McClain St, Charleston, SC 29407
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3,832 sqft · built 1962 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jan 2000) |
| Tax Bill | $2,859 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit May 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 350-12-00-101 |
| Primary APN | 350-12-00-101 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,832 sqft Living Area |
| 1st Floor Area | 1,992 sqft |
| Upper Floors Area | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 179 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 408 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 331 MCCLAIN ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29407-6926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -WAPPOO SHORES DESCRIPTION -LT 6 BLK E |
| Legal Subdivision | WAPPOO SHORES |
| Legal Block | E |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | WEST ASHLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2802 |
Source: Charleston County records · APN 350-12-00-101
Assessment roll updated August 1, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 MCCLAIN ST, CHARLESTON, SC 29407-6926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CAPITAL BANK |
| May 18, 2018 | Deed of Trust, Mortgage · Line of Credit PINNACLE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2000 · Amount on Record |
| Deed Sale | Jan 05, 2000 · Amount on Record |
| Deed Book / Page | 340 / 850 |
| Last Transfer Date | Sep 14, 2010 |
| Transfer Doc | 0143/0974 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 331 MCCLAIN ST, CHARLESTON, SC 29407-6926 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 331 MCCLAIN ST, CHARLESTON, SC 29407-6926 |
| Document Number | 0010370111 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 1037/111 |
| Name | FIRST CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 331 MCCLAIN ST, CHARLESTON, SC 29407-6926 |
| Document Number | 0721/0355 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 331 MCCLAIN ST CHARLESTON SC 294076926, CHARLESTON, SC 29407-6926 |
| Document Number | 0721/0355 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 000721/000355 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29407 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 23, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,859.00 (+11.59%) | ||
| 2024 | $2,562.00 (+7.24%) | $19,550 (-) | |
| 2022 | $2,389.00 | $19,550 | $535,000 (-) Land $113,200 Building $421,800 |
| 2020 | $535,000 Land $113,200 Building $421,800 |
Source: FEMA National Flood Hazard Layer as of September 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 312 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 312 in force |
| Nearby Flood Claims | 159 (1978–2023) |
| Claims Outside the SFHA | 26 of 159 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 305 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures