331 Matthews Estates Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 331 Matthews Estates Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,845 sqft · built 1998
Lot Size	0.268 acres (11,681 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Oct 2020)
Tax Bill	$4,895 (2023)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-218-37`

Property Details

APN / Parcel Number

Primary APN	`227-218-37`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,845 sqft Heated Area
Gross Area	3,505 sqft
1st Floor Area	1,351 sqft
Upper Floors Area	1,494 sqft
Attic Area	168 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,681 sqft (0.268 acres)
Garage Area	468 sqft

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	340 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-218-37
Street Address	331 MATTHEWS ESTATES RD
City	MATTHEWS
State	NC
Zip	28105-0329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L48 M27-923
Legal Subdivision	MATTHEWS ESTATES MAP 06
Legal Lot Number	48
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1019
Census Tract	5834

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	331 MATTHEWS ESTATES RD, MATTHEWS, NC 28105-0329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Oct 22, 2003
Deed Document Number	0035217782
Deed Book / Page	35217 / 782
Record Updated	Jun 7, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	331 MATTHEWS ESTATES RD, MATTHEWS, NC 28105-0329
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025092
Date	Mar 21, 2024
Book Page	38703/493
Instrument	2024025092

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 23, 2020
Property Address	331 MATTHEWS ESTATES RD, MATTHEWS, NC 28105-0329
Document Number	0000175808
Book / Page	35217 / 782
Map Reference	MB 27 PG 923
Instrument Date	Oct 22, 2020
Instrument	2020175808
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	BARRISTERS TTL SVCS OF CAROL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	629 FURROW DR, 629, CHARLOTTE, NC 28270-0863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 MATTHEWS ESTATES RD, MATTHEWS, NC 28105-0329

Mortgage

Document Number	0000175809
Date	Oct 23, 2020
Instrument	2020175809

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	331 MATTHEWS ESTATES RD, MATTHEWS, NC 28105-0329
Document Number	0000111160
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	331 MATTHEWS ESTATES RD MATTHEWS NC 281050329, MATTHEWS, NC 28105-0329

Mortgage

Document Number	0000111160
Date	Aug 26, 2019
Book Page	033790/000697
Instrument	111160

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2034

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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