Caldwell County property record for 331 Main St, Cowgill, MO 64637
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 1920 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $274 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-5-21-1-04-7.00 |
| Primary APN | 10-5-21-1-04-7.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 142 ft deep x 65 ft wide |
| Deck Area | 100 sqft |
| Patio Area | 224 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 331 MAIN ST |
|---|---|
| City | COWGILL |
| State | MO |
| Zip | 64637-9751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-55-27 S 25' OF LOT 4 AND THE N 40' OF LOT 5 BLK 4 LINVILLE ADDITION OF COWGILL |
| Legal Range | 27 |
| Legal Township | 55 |
| Legal Section | 21 |
| Legal Subdivision | LINVILLE ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 4,5 |
| Jurisdiction | CALDWELL MO |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3075 |
| Census Tract | 950100 |
331 Main St, a single family home, is owned by two individuals.
Source: Caldwell County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 64, COWGILL, MO 64637-0064 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 331 Main St was $274, up 12.3% from the year before.
Source: Caldwell County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Caldwell County |
| County Subdivision | Lincoln Township |
| Municipality | Cowgill City |
| Elementary School District | Cowgill R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $274.00 (+12.3%) | $3,890 Land $490 Building $3,400 | $20,470 Land $2,600 Building $17,870 |
| 2024 | $244.00 | ||
| 2023 | $3,630 Land $490 Building $3,140 | $19,120 Land $2,600 Building $16,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 331 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL COUNTY PWSD 1 serves 335 people · EPA ID MO1024078 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Green Hills Technologies Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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