331 Loyd Smith Rd, Lexington, GA 30648 Property Records

Oglethorpe County property record for 331 Loyd Smith Rd, Lexington, GA 30648

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 720 sqft · built 1977
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Sep 2025)
Tax Bill	$206 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`147 036A`

Property Details

APN / Parcel Number

Primary APN	`147 036A`
Alternative APN	`8428`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Gross Area

Exterior

Year Built	Built 1977
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	67,082 sqft (1.54 acres)
Terrain	Rolling
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	25 sqft
Lean-To	684 sqft
Storage Building	400 sqft
Pole Barn	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8428
Old Parcel Number	147 036A
Street Address	331 LOYD SMITH RD
City	LEXINGTON
State	GA
Zip	30648-1622
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A2
Legal Description	1977 12X60 MH/1.54 ACRES
Legal Subdivision	EAST HLNDS CO
Jurisdiction	OGLETHORPE GA
Township / Civil Division	VESTA-ENTERPRISE
Census Block Group	2
Census Block	2041
Census Tract	960100

Owner

331 Loyd Smith Rd, a mobile home, is owned and occupied by an individual who bought it in September 2025.

Source: Oglethorpe County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	331 LOYD SMITH RD, LEXINGTON, GA 30648-1622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Jul 25, 2024 · Amount on File
Deed Document Number	0000214407
Deed Book / Page	214 / 407
Record Updated	Jun 8, 2026

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Sep 26, 2025
Property Address	331 LOYD SMITH RD, LEXINGTON, GA 30648-1622
Document Number	000214/407
Book / Page	214 / 407
Instrument Date	Sep 19, 2025
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.35
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LOYD SMITH RD, LEXINGTON, GA 30648-1622

Mortgage

Document Number	0000214409
Date	Sep 26, 2025
Instrument	214/409

Lender

Name	MAGNOLIA BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 331 Loyd Smith Rd was $206, up 54.9% from the year before.

Source: Oglethorpe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Oglethorpe County
Unified School District	Oglethorpe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$206.00 (+54.89%)	$8,610 (+16.51%) Land $5,680 Building $2,930	$21,526 (+16.51%) Land $14,200 Building $7,326
2024	$133.00 (-6.99%) Homeowner's exemption	$7,390 (-) Land $4,320 Building $3,070	$18,476 (-) Land $10,800 Building $7,676
2023	$143.00 (-32.86%) Homeowner's exemption	$7,390 (+4.35%) Land $4,320 Building $3,070	$18,476 (+4.35%) Land $10,800 Building $7,676
2022	$213.00 Homeowner's exemption	$7,082 Land $4,320 Building $2,762	$17,706 Land $10,800 Building $6,906

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 331 Loyd Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Loyd Smith Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Loyd Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures