331 Locust Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 331 Locust Ave, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,664 sqft · built 1922
Lot Size	0.184 acres (8,030 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (May 2022)
Tax Bill	$9,244 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-000-06703200`

Property Details

APN / Parcel Number

Primary APN	`06-000-06703200`
Alternative APNs	`600006703200` `00006703200`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,664 sqft Total Area
1st Floor Area	832 sqft
Basement Area	277 sqft
Finished Basement	277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	8,030 sqft (0.184 acres)
Porch	Enclosed Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	00006703200
Old Parcel Number	600006703200
Street Address	331 LOCUST AVE
City	ANNAPOLIS
State	MD
Zip	21401-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1 2 331 LOCUST AVE ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Lot Number	1 2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	706600

Owner

Source: Anne Arundel County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	331 LOCUST AVE, ANNAPOLIS, MD 21401-3328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed, Transfer · Conventional Mortgage ALLY BANK
Jul 3, 2019	Deed of Trust, Mortgage · Line of Credit ESSEX BANK
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit ESSEX BK
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit ESSEX BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Deed Document Number	0038709318
Deed Book / Page	38709 / 318
Record Updated	Jun 7, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 10, 2022
Property Address	331 LOCUST AVE, ANNAPOLIS, MD 21401-3328
Document Number	0387090318
Book / Page	38709 / 318
Instrument Date	Apr 25, 2022
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 LOCUST AVE, ANNAPOLIS, MD 21401-3328

Mortgage

Document Number	0038709326
Date	May 10, 2022
Instrument	38709/326

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	331 LOCUST AVE, ANNAPOLIS, MD 21401-3328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ESSEX BANK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0333110462
Date	Jul 3, 2019
Book Page	33311/462

Lender

Name	ESSEX BANK
Type	Bank
Address	CROFTON, MD 21114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	331 LOCUST AVE, ANNAPOLIS, MD 21401-3328
Document Number	0325200081
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LOCUST AVE ANNAPOLIS MD 214013328, ANNAPOLIS, MD 21401-3328

Mortgage

Document Number	0325200081
Date	Aug 30, 2018
Book Page	032520/000081

Lender

Name	ESSEX BK
Type	Bank
Address	CROFTON, MD 21114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	331 LOCUST AVE, ANNAPOLIS, MD 21401-3328
Document Number	0329810136
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LOCUST AVE ANNAPOLIS MD 214013328, ANNAPOLIS, MD 21401-3328

Mortgage

Document Number	0329810136
Date	Aug 30, 2018
Book Page	032981/000136

Lender

Name	ESSEX BK
Type	Bank
Address	CROFTON, MD 21114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,244.00	$643,800 Land $317,100 Building $326,700	$643,800 Land $317,100 Building $326,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2013–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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