331 Lachicotte Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 331 Lachicotte Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	3,219 sqft · built 2018
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$348,000 (May 2022)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`311-13-0A-001-S35`

Property Details

APN / Parcel Number

Primary APN	`311-13-0A-001-S35`
Alternative APN	`8586`

Interior

Stories	1 Story
Building Area	3,219 sqft Gross Area
Gross Area	759 sqft

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)

Location & Zoning

Account Number	8586
Old Parcel Number	311-13-0A-001 S35
Street Address	331 LACHICOTTE RD
City	LUGOFF
State	SC
Zip	29078-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	MAYFIELD SUBDIV LOT 1 BLOCK A
Legal Subdivision	MAYFIELD SUBD
Legal Block	A
Legal Lot Number	1
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1030
Census Tract	970403

Owner

331 Lachicotte Rd is owned and occupied by an individual who bought it in May 2022.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	Individual Name on File
Mailing Address	331 LACHICOTTE RD, LUGOFF, SC 29078-8902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Oct 31, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage MIDLAND MTG
Sep 5, 2017	Grant Deed, Construction Loan · Construction Mortgage NBSC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Deed Document Number	0004753246
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	331 LACHICOTTE RD, LUGOFF, SC 29078-8902
Document Number	0000009963
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LACHICOTTE RD LUGOFF SC 290788902, LUGOFF, SC 29078-8902

Mortgage

Document Number	0000009963
Date	Dec 11, 2019
Book Page	004138/000094
Instrument	9963

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 31, 2018
Property Address	331 LACHICOTTE RD, LUGOFF, SC 29078-8902
Document Number	0000008651
Book / Page	003941 / 000070
Instrument Date	Oct 12, 2018
Instrument	8651
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$984.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LACHICOTTE RD LUGOFF SC 29078, LUGOFF, SC 29078

Mortgage

Document Number	8652
Date	Oct 31, 2018
Book Page	003941/000074
Instrument	8652

Lender

Name	MIDLAND MTG
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

September 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Sep 5, 2017
Property Address	331 LACHICOTTE RD, LUGOFF, SC 29078-8902
Document Number	0000007144
Book / Page	003745 / 000268
Instrument Date	Aug 31, 2017
Instrument	7144
Transaction Type	Construction Loan
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$127.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 STRAWBERRY FIELD LN ELGIN SC 290458767, ELGIN, SC 29045-8767
Investor	Possibly a Property Investor

Mortgage

Document Number	7145
Date	Sep 5, 2017
Book Page	003745/000272
Instrument	7145

Lender

Name	NBSC
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 4, 2018

Mortgage

Document Number	7146,
Date	Sep 5, 2017
Book Page	003745/000284
Instrument	7146

Lender

Name	NBSC
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 4, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 331 Lachicotte Rd was $2,337.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,337.00	$348,000 Land $20,000 Building $328,000	$348,000
2023	$1,460.00	$348,000 Land $20,000 Building $328,000	$348,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Lachicotte Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2013–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Lachicotte Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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