331 Kristmont St, Lodi, CA 95242 Property Records

San Joaquin County property record for 331 Kristmont St, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,310 sqft · built 1959
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jul 2019)
Tax Bill	$6,656 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`027-131-040-000`

Property Details

APN / Parcel Number

Primary APN	`027-131-040-000`
Alternative APN	`027-131-04`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,310 sqft Living Area
1st Floor Area	2,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	027-131-04
Street Address	331 KRISTMONT ST
City	LODI
State	CA
Zip	95242-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	KRISTMONT ACRES 03
Legal Block	1
Legal Lot Number	35,36
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1004
Census Tract	4310

Owner

331 Kristmont St is owned and occupied by two individuals who bought it in July 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	331 KRISTMONT ST, LODI, CA 95242-3317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 5, 2019	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 10, 2018	Grant Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY
Aug 10, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY
Aug 10, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	Aug 10, 2018 · Amount on File
Deed Document Number	201970894
Prior Transfer Date	Apr 14, 2011
Prior Transfer Doc	0000046499
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	331 KRISTMONT ST, LODI, CA 95242-3317
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 KRISTMONT ST, LODI, CA 95242-3317

Mortgage

Document Number	0000022703
Date	Feb 8, 2021
Instrument	2021-022703

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	331 KRISTMONT ST, LODI, CA 95242-3317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072832
Date	Jun 19, 2020
Instrument	2020-072832

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 5, 2019
Property Address	331 KRISTMONT ST, LODI, CA 95242-3317
Document Number	0000070894
Map Reference	MB 14 PG 130
Instrument Date	Jun 21, 2019
Instrument	2019-070894
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATL TTL STOCKTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	331 KRISTMONT ST, LODI, CA 95242-3317

Mortgage

Document Number	0000070895
Date	Jul 5, 2019
Instrument	2019-070895

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 10, 2018
Property Address	331 KRISTMONT ST, LODI, CA 95242-3317
Document Number	0000088880
Map Reference	VOL 14 PG 130
Instrument Date	Jul 6, 2018
Instrument	2018-088880
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	331 KRISTMONT ST, LODI, CA 95242-3317

Mortgage

Document Number	0000088881
Date	Aug 10, 2018
Instrument	2018-088881

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 10, 2018
Property Address	331 KRISTMONT ST, LODI, CA 95242-3317
Document Number	0000088879
Instrument Date	Jul 6, 2018
Instrument	88879
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6771 OLYMPUS DR GARDEN VALLEY CA 956339537, GARDEN VALLEY, CA 95633-9537

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 10, 2018
Property Address	331 KRISTMONT ST, LODI, CA 95242-3317
Document Number	0000088878
Instrument Date	Jul 6, 2018
Instrument	88878
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6771 OLYMPUS DR GARDEN VALLEY CA 956339537, GARDEN VALLEY, CA 95633-9537

Tax Assessment & Valuation

The 2026 property tax bill for 331 Kristmont St was $6,656, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,656.00 (+0.32%)
2025	$6,635.00	$612,437 Land $174,981 Building $437,456
2023	$6,380.00 (+2.28%)	$588,657 Land $168,187 Building $420,470	$676,530
2022	$6,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Kristmont St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 Kristmont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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