331 Koshney Rd, Saint Maries, ID 83861 Property Records

Benewah County property record for 331 Koshney Rd, Saint Maries, ID 83861

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,616 sqft · built 1981
Lot Size	60 acres (2,613,600 sqft)
Owner	Individual Name on File
Tax Bill	$3,204 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP47N02W337300A`

Property Details

APN / Parcel Number

Primary APN	`RP47N02W337300A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,616 sqft Living Area
1st Floor Area	3,616 sqft
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Rustic
Exterior Material	Concrete
Roof Type	Gambrel
Roof Material	Galvanized Metal
Lot Area	2,613,600 sqft (60 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Lean-To	160 sqft
Pole Barn	1,728 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	331 KOSHNEY RD
City	SAINT MARIES
State	ID
Zip	83861-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S33 T47N R2W NESE, E2NWSE
Legal Range	02W
Legal Township	47N
Legal Section	33
Jurisdiction	BENEWAH ID
Township / Civil Division	ST. MARIES
Census Block Group	4
Census Block	4006
Census Tract	940000

Owner

331 Koshney Rd is owned and occupied by an individual who acquired it in September 2023.

Source: Benewah County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	331 KOSHNEY RD, SAINT MARIES, ID 83861-9112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN WEST BANK
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Mar 12, 2018	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023
Deed Sale	Sep 29, 2023
Prior Sale	Mar 12, 2018 · Amount on File
Deed Document Number	2023299992
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	331 KOSHNEY RD, SAINT MARIES, ID 83861-9112
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	NOT AVAILABLE, FLYING S T&E SAINT MARIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3809 E BROADWAY AVE, MOSES LAKE, WA 98837-9582

Mortgage

Document Number	0000299993
Date	Sep 29, 2023
Instrument	299993

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83816

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	331 KOSHNEY RD, SAINT MARIES, ID 83861-9112
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	FIRST AMERICAN TITLE-SAINT MARIES, FIRST AMER TTL SAINT MARIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 KOSHNEY RD, SAINT MARIES, ID 83861-9112

Mortgage

Document Number	291971
Date	Jul 14, 2021
Instrument	291971

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83816

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	331 KOSHNEY RD, SAINT MARIES, ID 83861-9112
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	282723
Date	Feb 14, 2019
Instrument	282723

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	170 Months
Due	Apr 1, 2033

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENEWAH ID
Recording Date	Mar 12, 2018
Property Address	331 KOSHNEY RD, SAINT MARIES, ID 83861-9112
Document Number	0000279771
Instrument Date	Jan 25, 2018
Instrument	279771
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33209 PACIFIC ST, BLACK DIAMOND, WA 98010

Mortgage

Document Number	0000279772
Date	Mar 12, 2018
Instrument	279772

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 331 Koshney Rd was $3,204, up 664.7% from the year before.

Source: Benewah County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Benewah County
Unified School District	Kootenai Joint School District 274 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,204.00 (+664.68%)	$794,888 (-0.82%) Land $100,600 Building $694,288	$794,888 (-0.82%) Land $100,600 Building $694,288
2025	$419.00	$801,438 Land $107,150 Building $694,288	$801,438 Land $107,150 Building $694,288
2023	$4,307.00 (+1.96%)	$957,615 (+4.06%) Land $338,000 Building $619,615	$957,615 (+4.06%) Land $338,000 Building $619,615
2022	$4,224.00	$920,218 Land $278,000 Building $642,218	$920,218 Land $278,000 Building $642,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Koshney Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1997–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Koshney Rd is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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