Middlesex County property record for 331 Knapp St, Urbanna, VA 23175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,859 sqft · built 1961 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Jan 2024) |
| Tax Bill | $1,155 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20A 1 8 |
| Primary APN | 20A 1 8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,859 sqft Living Area |
| Gross Area | 4,125 sqft |
| 1st Floor Area | 1,997 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6615 |
|---|---|
| Street Address | 331 KNAPP ST |
| City | URBANNA |
| State | VA |
| Zip | 23175-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 331 KNAPP STREET 1.0732 AC D140-304 253-810 P13-91 D269-335 PL14-61 07-1557 08-1043 D20-470 D22-1433 D24-22 |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 951000 |
Source: Middlesex County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1181, URBANNA, VA 23175-1181 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 13, 2022 | Warranty Deed, Transfer · Line of Credit 3RD PARTY INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on Record |
| Deed Sale | Jan 8, 2024 · Amount on Record |
| Prior Sale | Jul 13, 2022 · Amount on Record |
| Deed Document Number | 202422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Property Address | 331 KNAPP ST, URBANNA, VA 23175-2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 331 KNAPP ST, URBANNA, VA 23175-2017 |
| Document Number | 0250001727 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 250001727 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Recording Date | Jan 8, 2024 |
| Property Address | 331 KNAPP ST, URBANNA, VA 23175-2017 |
| Document Number | 0240000022 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 240000022 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1181, URBANNA, VA 23175-1181 |
| Document Number | 0240000023 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 240000023 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 20, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Recording Date | Jul 13, 2022 |
| Property Address | 331 KNAPP ST, URBANNA, VA 23175-2017 |
| Document Number | 0220001433 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 220001433 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 KNAPP ST, URBANNA, VA 23175-2017 |
| Document Number | 0220001434 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 220001434 |
| Name | 3RD PARTY INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Dec 27, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Municipality | Urbanna Town |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,155.00 | $189,400 (-) Land $72,000 Building $117,400 | $189,400 (-) Land $72,000 Building $117,400 |
| 2025 | $1,155.00 | $189,400 (-) Land $72,000 Building $117,400 | $189,400 (-) Land $72,000 Building $117,400 |
| 2023 | $1,155.00 | $189,400 Land $72,000 Building $117,400 | $189,400 Land $72,000 Building $117,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 individual policies |
| Nearby Flood Policies | 37 units insured incl. 22 condo units |
| Nearby Flood Claims | 24 (1984–2009) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF URBANNA serves 800 people · EPA ID VA4119800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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