Loudon County property record for 331 Kline Dr, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,302 sqft · built 2020 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Aug 2024) |
| Tax Bill | $1,716 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053048C D 01100 |
| Primary APN | 053048C D 01100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,302 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 331 KLINE DR |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:11 DIST:01 CITY/MUNI/TWP:LOUDON SUBD:SWEETWATER CREEK MAP REF:048 |
| Legal Subdivision | SWEETWATER CREEK |
| Legal Lot Number | 11 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 60600 |
Source: Loudon County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 331 KLINE DR, LOUDON, TN 37774-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 1, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit Y-12 FCU |
| Nov 8, 2021 | Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 5, 2024 · Amount on Record |
| Deed Sale | Aug 5, 2024 · Amount on Record |
| Prior Sale | Nov 4, 2020 · Amount on Record |
| Deed Document Number | 24006519 |
| Deed Book / Page | D476 / 288 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 331 KLINE DR, LOUDON, TN 37774-5000 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 331 KLINE DR, LOUDON, TN 37774-5000 |
| Document Number | 0T1774/234 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | T1774/234 |
| Instrument | 26000342 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate | 4.25% |
|---|---|
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 331 KLINE DR, LOUDON, TN 37774-5000 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 331 KLINE DR, LOUDON, TN 37774-5000 |
| Document Number | 0T1759/628 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | T1759/628 |
| Instrument | 25009204 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 331 KLINE DR, LOUDON, TN 37774-5000 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00T1598/48 |
|---|---|
| Date | May 12, 2022 |
| Book Page | T1598/48 |
| Instrument | 22005818 |
| Name | Y-12 FCU |
|---|---|
| Type | Credit Union |
| Address | OAK RIDGE, TN 37831 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 11, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 331 KLINE DR, LOUDON, TN 37774-5000 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | T1563/825 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | T1563/825 |
| Instrument | 21014370 |
| Name | CREDENCE FUNDING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ABERDEEN, MD 21001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2051 |
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,716.00 | $58,000 (-) Land $6,250 Building $51,750 | |
| 2024 | $1,716.00 (+169.39%) | $58,000 (-) Land $6,250 Building $51,750 | |
| 2023 | $58,000 (-) Land $6,250 Building $51,750 | ||
| 2022 | $637.00 | $58,000 Land $6,250 Building $51,750 | $232,000 (-) Land $25,000 Building $207,000 |
| 2021 | $232,000 Land $25,000 Building $207,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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