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331 Kellys Ferry Pl, Chattanooga, TN 37419 Property Records

Hamilton County property record for 331 Kellys Ferry Pl, Chattanooga, TN 37419

Property Summary

Property TypeTownhouse
Details3 ba · 1,400 sqft · built 2025
Lot Size15.5 acres (675,616 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Jun 2025)
Tax Bill$616 (2025)
Deeds & MortgagesAug 2024 Mortgage
Jun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN143 012 C018

Property Details

APN / Parcel Number

Primary APN143 012 C018
Alternative APN
  • 0000395424

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,400 sqft Living Area

Exterior

Year BuiltBuilt 2025
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area675,616 sqft (15.5 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000395424
Street Address331 KELLYS FERRY PL
CityCHATTANOOGA
StateTN
Zip37419-2145
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionHPR KELLY'S FERRY HIDEAWAY HP UNIT 18 OUT OF 143 012 FOR 2024
Legal Unit18
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group5
Census Block5001
Census Tract12100

Owner

Source: Hamilton County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1745 UNITY LOOP, CUMMING, GA 30040-0603
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2024Deed of Trust, Mortgage · Commercial Mortgage
CADENCE BANK NA
Jun 16, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ASPIRE HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2025 · Amount on Record
Deed SaleJun 16, 2025 · Amount on Record
Deed Document Number2025061600105
Deed Book / Page13954 / 22
Record UpdatedJun 8, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address331 KELLYS FERRY PL, CHATTANOOGA, TN 37419-2145
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000052
DateAug 28, 2024
Book Page13689/591
Instrument2024082800052
Lender
NameCADENCE BANK NA
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 16, 2025
Property Address331 KELLYS FERRY PL, CHATTANOOGA, TN 37419-2145
Document Number0000000105
Book / Page13954 / 22
Map ReferenceMB 13344 PG 412
Instrument DateJun 13, 2025
Instrument2025061600105
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 6, 2026
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,147.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1745 UNITY LOOP, CUMMING, GA 30040-0603

Mortgage

Document Number0001395425
DateJun 16, 2025
Instrument13954/25
Lender
NameASPIRE HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$616.00$40,650$162,600 Land $75,000 Building $87,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 83% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: SVEConnect, T-Mobile.

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