Schenectady County and Rotterdam Town property record for 331 Karl St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 904 sqft · built 1954 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,442 (2026) |
| Deeds & Mortgages | Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 20.18-1-17 |
| Primary APN | 422800 20.18-1-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 904 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 758 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 1,140 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 331 KARL ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-6519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1, R-1 |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 32602 |
331 Karl St is owned by a company and is owner-occupied.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 331 KARL ST, SCHENECTADY, NY 12306-6519 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 26, 2019 |
| Property Address | 331 KARL ST, SCHENECTADY, NY 12306-6519 |
| Document Number | 0000029061 |
| Book / Page | 002013 / 000878 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 29061 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 KARL ST RD #3 SCHENECTADY NY 12306, 3, SCHENECTADY, NY 12306 |
The 2026 property tax bill for 331 Karl St was $4,442 with exemptions applied, down 6.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,442.00 (-6.9%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,771.00 | $117,000 Land $19,500 Building $97,500 | $180,000 Land $30,000 Building $150,000 |
| 2023 | $117,000 Land $19,500 Building $97,500 | $153,900 Land $25,650 Building $128,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 Karl St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 31 (1996–2026) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Karl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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