Santa Cruz County property record for 331 John St, Santa Cruz, CA 95060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 916 sqft · built 1963 |
| Lot Size | 0.123 acres (5,358 sqft) |
| Owner | Trust Name on File |
| Last Sale | $227,000 (Feb 1997) |
| Tax Bill | $4,657 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-201-46 |
| Primary APN | 003-201-46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 916 sqft Living Area |
| Gross Area | 1,240 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,358 sqft (0.123 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 331 JOHN ST |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95060-6332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 1 LOT 15 |
| Legal Subdivision | CLIFF DRIVE ADD |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 101200 |
331 John St is owner-occupied and held in a trust since January 2010.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 331 JOHN ST, SANTA CRUZ, CA 95060-6332 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 1997 · Amount on File |
| Deed Sale | Feb 26, 1997 · Amount on File |
| Deed Document Number | 19978832 |
| Last Transfer Date | Jan 29, 2010 |
| Transfer Doc | 0000003480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 331 JOHN ST, SANTA CRUZ, CA 95060-6332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | STEWART TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 331 JOHNSON ST, SANTA CRUZ, CA 95060 |
| Document Number | 0000003936 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021-0003936 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 331 John St was $4,657 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Santa Cruz City |
| Elementary School District | Santa Cruz City Elementary School District (KG - 05) |
| Secondary School District | Santa Cruz City High School District (6-12) (06 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,114 (+2%) Land $249,193 Building $127,921 | ||
| 2025 | $4,657.00 Homeowner's exemption | $369,719 Land $244,307 Building $125,412 | |
| 2023 | $4,252.00 (+1.12%) Homeowner's exemption | $355,362 Land $234,820 Building $120,542 | $956,700 |
| 2022 | $4,205.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 John St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 John St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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