331 Howell St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 331 Howell St, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,186 sqft · built 1945
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (May 2022)
Tax Bill$9,847 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.19-3-7

Property Details

APN / Parcel Number

Primary APN422800 59.19-3-7
Alternative APN
  • 280005901900030070000000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,186 sqft Living Area
1st Floor Area1,254 sqft
Upper Floors Area932 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2022
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions150 ft deep x 65 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
Patio Area150 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address331 HOWELL ST
CitySCHENECTADY
StateNY
Zip12303-3273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,SHDM,ADD STOODLEY GAR #3 - 51 5.-390-15
Legal Block3
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3013
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address331 HOWELL ST, SCHENECTADY, NY 12303-3273
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2022 · Amount on Record
Deed SaleMay 5, 2022 · Amount on Record
Prior SaleOct 6, 2021 · Amount on Record
Deed Document Number202223921
Deed Book / Page2084 / 183
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 5, 2022
Property Address331 HOWELL ST, SCHENECTADY, NY 12303-3273
Document Number0000023921
Book / Page2084 / 183
Instrument DateApr 25, 2022
Instrument202223921
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1309 BELMONT AVE, 1309, SCHENECTADY, NY 12308-2105

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 HOLLY AVE, FARMINGDALE, NY 11735-2246

Mortgage

Document Number0000023922
DateMay 5, 2022
Instrument202223922
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,847.00$268,300 (-) Land $13,200 Building $255,100$412,800 (+16.94%) Land $20,309 Building $392,491
2023$268,300 Land $13,200 Building $255,100$353,000 Land $17,367 Building $335,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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