331 Howard St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 331 Howard St, Ludlow, KY 41016 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 819 sqft · built 1920
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Dec 2025)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`026-34-05-001.00`

Property Details

APN / Parcel Number

Primary APN	`026-34-05-001.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	819 sqft Finished Area
Gross Area	1,175 sqft

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0263405001.00
Street Address	331 HOWARD ST
City	LUDLOW
State	KY
Zip	41016-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOW 2ND PART E 33' LOT 452
Legal Subdivision	LUDLOW EST 2ND PARTITION
Legal Lot Number	452
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	66900

Owner

Source: Kenton County records · APN 026-34-05-001.00

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2804 SURFSIDE DR, VILLA HILLS, KY 41017-1026
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2025 · Amount on Record
Deed Sale	Dec 08, 2025 · Amount on Record
Deed Document Number	25120805900095
Deed Book / Page	KC 379 / 273
Record Updated	Jun 08, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Dec 08, 2025
Property Address	331 HOWARD ST, LUDLOW, KY 41016-1333
Document Number	0005900095
Book / Page	KC 379 / 273
Map Reference	MB 338 PG 210
Instrument Date	Dec 04, 2025
Instrument	25120805900095
Transaction Type	Transfer
Record Updated	Jan 02, 2026
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 WOLFZORN CT, COVINGTON, KY 41011-3641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 SURFSIDE DR, VILLA HILLS, KY 41017-1026

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 (+1.5%)	$150,000 (-) Land $10,000 Building $140,000	$150,000 (-) Land $10,000 Building $140,000
2023	$1,930.00	$150,000 Land $10,000 Building $140,000	$150,000 Land $10,000 Building $140,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.