Centre County property record for 331 Howard Divide Rd, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,994 sqft · built 2006 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,422 (2026) |
| Deeds & Mortgages | Feb 2008 Mortgage Apr 2025 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-004-,040B,0000 |
| Primary APN | 08-004-,040B,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| Basement Area | 1,780 sqft |
| Finished Basement | 1,780 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Well |
| Street Address | 331 HOWARD DIVIDE RD |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BEULAH M NEFF SUBDIVISION |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 10100 |
331 Howard Divide Rd is owned and occupied by an individual who acquired it in September 2006.
Source: Centre County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 HOWARD DIVIDE RD, HOWARD, PA 16841-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2008 | Deed of Trust, Mortgage · Stand-Alone First Mortgage KISHACOQUILLAS VALLEY NATIONAL BANK |
| Apr 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PSECU |
| Jun 12, 2013 | Deed of Trust, Mortgage · Line of Credit SOVEREIGN BANK NA |
| Aug 2, 2018 | Deed of Trust, Mortgage · Line of Credit PSECU |
| Jun 10, 2015 | Deed of Trust, Mortgage · Line of Credit PSECU |
| Nov 28, 2011 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 20, 2007 | Deed of Trust, Mortgage · Stand-Alone First Mortgage OMEGA BANK |
| Aug 2, 2018 | Deed of Trust, Mortgage · Line of Credit PSECU |
| Sep 21, 2006 | Intrafamily Transfer, Transfer · ARM OMEGA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 21, 2006 |
| Transfer Doc | 01973/0041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 331 HOWARD DIVIDE RD, HOWARD, PA 16841-2112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02004/0955 |
|---|---|
| Date | Feb 15, 2008 |
| Book Page | 2004/0955 |
| Name | KISHACOQUILLAS VALLEY NATIONAL BANK |
|---|---|
| Address | STATE COLLEGE, PA 16801 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 331 HOWARD DIVIDE RD, HOWARD, PA 16841-2112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002329/926 |
|---|---|
| Date | Apr 16, 2025 |
| Book Page | 2329/926 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 331 HOWARD DIVIDE RD, HOWARD, PA 16841-2112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02126/0913 |
|---|---|
| Date | Jun 12, 2013 |
| Book Page | 2126/0913 |
| Name | SOVEREIGN BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Apr 21, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 331 HOWARD DIVIDE RD, HOWARD, PA 16841-2112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02220/0329 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 2220/0329 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 331 HOWARD DIVIDE RD, HOWARD, PA 16841-2112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02163/0343 |
|---|---|
| Date | Jun 10, 2015 |
| Book Page | 2163/0343 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 9, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 331 HOWARD DIVIDE RD, HOWARD, PA 16841-2112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02091/0013 |
|---|---|
| Date | Nov 28, 2011 |
| Book Page | 2091/0013 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 331 HOWARD DIVIDE RD, HOWARD, PA 16841-2112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FISERV LENDING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 01985/0832 |
|---|---|
| Date | Apr 20, 2007 |
| Book Page | 1985/0832 |
| Name | OMEGA BANK |
|---|---|
| Address | STATE COLLEGE, PA 16804 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 9, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 331 HOWARD DIVIDE RD, HOWARD, PA 16841-2112 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2220/0329 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 2220/0329 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Sep 21, 2006 |
| Property Address | 331 HOWARD DIVIDE RD, HOWARD, PA 16841-2112 |
| Document Number | 01973/0041 |
| Book / Page | 1973 / 0041 |
| Map Reference | MB58 PG182 |
| Instrument Date | Sep 21, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 128 ROUND HILL RD, HOWARD, PA 16841-6600 |
| Document Number | 0019730042 |
|---|---|
| Date | Sep 21, 2006 |
| Instrument | 1973/0042 |
| Name | OMEGA BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 367 Months |
| Due | Apr 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Change Frequency | Annually |
| Index | 1-Year T-Bill |
The 2026 property tax bill for 331 Howard Divide Rd was $7,422.
Source: Centre County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Howard Township |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,422.00 | $101,355 Land $9,125 Building $92,230 | |
| 2025 | $202,710 Land $18,250 Building $184,460 | ||
| 2024 | $7,279.00 | $101,355 Land $9,125 Building $92,230 | |
| 1994 | $202,710 Land $18,250 Building $184,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 Howard Divide Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 331 Howard Divide Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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